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National Bank Holdings NBHC Atm Interchange And Credit Card Expenses

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Other financials

Income statement

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Revenue$126.8M+24.2%
Net income$20.8M-14.2%
EPS (diluted)$0.46-27.0%

Balance sheet

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Cash & equivalents$472.8M+92.0%
Total debt$202.1M+270%
Total equity$1.7B+25.2%
Total assets$12.6B+24.9%

Cash flow

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Operating cash flow-$56.8M-243%
CapEx$5.5M-46.0%
Free cash flow-$62.3M-312%

Valuation

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Market cap$2B+20.9%

Profitability

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Net margin24.1%-3.4pp
FCF margin9.2%-21.6pp

Returns & leverage

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Return on equity7.1%-1.6pp
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by National Bank Holdings in its filing.

Tagged under the XBRL concept nbhc:AtmInterchangeAndCreditCardExpenses.

The official record: National Bank Holdings’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is National Bank Holdings's atm interchange and credit card expenses?
National Bank Holdings (NBHC) reported atm interchange and credit card expenses of $1.08M in Q1 2026.
How has National Bank Holdings's atm interchange and credit card expenses changed year-over-year?
National Bank Holdings's atm interchange and credit card expenses decreased by 2.3% year-over-year, from $1.1M to $1.08M.
What is the long-term trend for National Bank Holdings's atm interchange and credit card expenses?
Over 4 years (2021 to 2025), National Bank Holdings's atm interchange and credit card expenses has grown at a -3.5% compound annual growth rate (CAGR), from $5.18M to $4.49M.
What does atm interchange and credit card expenses mean?
These are the operational costs incurred by the bank to facilitate electronic payment processing, including ATM network fees and credit card transaction processing charges. This metric reflects the bank's investment in digital and physical payment infrastructure to support consumer and business transaction activity. Higher expenses in this category typically indicate increased customer engagement with the bank's payment services.