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Equity Bancshares EQBK Bank Owned Life Insurance Income

Bank Owned Life Insurance Income at other companies

Five Star Bancorp logo
Five Star BancorpFSBC
$225K+39.8%
Burke & Herbert Financial Services Corp. logo
Burke & Herbert Financial Services Corp.BHRB
$1.48M+24.0%
First Bancorp logo
First BancorpFBNC
$1.34M+9.1%
Columbia Financial, Inc. logo
Columbia Financial, Inc.CLBK
$2.17M+16.9%
NB Bancorp, Inc. logo
NB Bancorp, Inc.NBBK
$853K-17.3%
Heritage Financial logo
Heritage FinancialHFWA
$1.12M+21.9%

Segments

By segment

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Equity Bank$1.4M-61.1%

Other financials

Income statement

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Revenue$83.2M+37.2%
Net income$17.0M+12.8%
EPS (diluted)$0.80-5.9%

Balance sheet

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Cash & equivalents$564.2M+30.8%
Total debt$6.1M+77.0%
Total equity$817.6M+32.4%
Total assets$7.7B+40.8%

Cash flow

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Operating cash flow$15.3M-29.3%
CapEx$3.8M+159%
Free cash flow$11.5M-43.0%

Valuation

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Market cap$986.63M+46.5%
Enterprise value$428.61M+74.7%
P/E40×+29.4×
P/S4.2×+1.3×

Profitability

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Net margin10.6%-17.1pp
FCF margin36.1%+3.1pp

Returns & leverage

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Return on equity3.4%-8.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Equity Bancshares in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: Equity Bancshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Equity Bancshares's bank owned life insurance income?
Equity Bancshares (EQBK) reported bank owned life insurance income of $1.4M in Q1 2026.
How has Equity Bancshares's bank owned life insurance income changed year-over-year?
Equity Bancshares's bank owned life insurance income decreased by 61.1% year-over-year, from $3.59M to $1.4M.
What is the long-term trend for Equity Bancshares's bank owned life insurance income?
Over 4 years (2021 to 2025), Equity Bancshares's bank owned life insurance income has grown at a 21.8% compound annual growth rate (CAGR), from $3.51M to $7.72M.
What does bank owned life insurance income mean?
This metric captures the income generated from the cash surrender value growth and death benefits of life insurance policies held on the lives of key employees or officers. It represents a non-interest income stream that helps offset the costs of employee benefit programs. It is a stable, tax-advantaged source of revenue for many financial institutions.