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Essent Group ESNT Q2 2025 earnings

Reported August 8, 2025 · Before market open

Revenue$319.1MMiss by $3.9M
EPS$1.93Beat by $0.25
Revenue estimate$323.1M
EPS estimate$1.68

Next report

Aug 7, 2026 (In 1 week)
Revenue estimate$321.6M
EPS estimate$1.77

Financials

Q2 2025

Income statement

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Revenue$319.1M+2.0%
Net income$195.3M-4.1%
EPS (diluted)$1.93+1.0%

Balance sheet

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Cash & equivalents$92.1M-53.3%
Total equity$5.7B+5.4%
Total assets$7.2B+7.9%

Cash flow

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Operating cash flow$189.5M+0.4%
CapEx$742.0K-29.9%
Free cash flow$188.8M+0.6%

Valuation & ratios

Valuation

as of 06/30/25
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Market cap$6.21B+3.6%
P/E8.7×+0.6×
P/S4.9×-0.1×

Profitability

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Net margin56.4%-5.0pp
FCF margin68.2%+1.2pp

Returns & leverage

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Return on equity12.9%-1.7pp

Segments

By segment

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Mortgage Insurance$289.8M+0.9%

Versus estimates

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Questions, answered.

When did Essent Group report Q2 2025 earnings?
Essent Group (ESNT) reported Q2 2025 earnings on August 8, 2025 before market open.
What were Essent Group's Q2 2025 revenue and EPS?
Essent Group reported revenue of $319.1M and eps of $1.93 for Q2 2025.
Did Essent Group beat estimates in Q2 2025?
Revenue missed the consensus estimate of $323.1M by $3.9M. EPS beat the consensus estimate of $1.68 by $0.25.
How did Essent Group's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 2.0% from $312.9M a year earlier and eps grew 1.0% from $1.91.
Where can I find Essent Group's Q2 2025 SEC filings?
You can read the 10-Q periodic report (0001448893-25-000081) directly on SEC EDGAR. The filing index links above go to sec.gov.