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Essent Group ESNT Q3 2025 earnings

Reported November 7, 2025 · Before market open

Revenue$318.7MBeat by $3.1M
EPS$1.67Miss by $0.10
Revenue estimate$315.6M
EPS estimate$1.77

Next report

Nov 6, 2026 (in 2 months)
Revenue estimate$335.3M
EPS estimate$1.86

Financials

Q3 2025

Income statement

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Revenue$311.8M-1.5%
Net income$164.2M-6.8%
EPS (diluted)$1.67+1.2%

Balance sheet

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Cash & equivalents$91.4M-16.4%
Total equity$5.7B+1.7%
Total assets$7.4B+3.2%

Cash flow

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Operating cash flow$215.9M-5.8%
CapEx$5.3M+946%
Free cash flow$210.6M-7.9%

Valuation & ratios

Valuation

as of 09/30/25
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Market cap$6.26B-8.3%
P/E8.9×-0.4×
P/S5×-0.6×

Profitability

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Net margin55.6%-4.5pp
FCF margin67%-1.7pp

Returns & leverage

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Return on equity12.4%-1.8pp

Segments

By segment

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Mortgage Insurance$282.6M-0.6%

FAQ

When did Essent Group report Q3 2025 earnings?
Essent Group (ESNT) reported Q3 2025 earnings on November 7, 2025 before market open.
What were Essent Group's Q3 2025 revenue and EPS?
Essent Group reported revenue of $318.7M and eps of $1.67 for Q3 2025.
Did Essent Group beat estimates in Q3 2025?
Revenue beat the consensus estimate of $315.6M by $3.1M. EPS missed the consensus estimate of $1.77 by $0.10.
How did Essent Group's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 0.7% from $316.6M a year earlier and eps grew 1.2% from $1.65.
Where can I find Essent Group's Q3 2025 SEC filings?
You can read the 8-K earnings release (0001448893-25-000091) and the 10-Q periodic report (0001448893-25-000093) directly on SEC EDGAR. The filing index links above go to sec.gov.