Skip to content
OpenCapital
Get started

Essent Group ESNT Q3 2025 earnings

Reported November 7, 2025 · Before market open

Revenue$318.7MBeat by $3.1M
EPS$1.67Miss by $0.10
Revenue estimate$315.6M
EPS estimate$1.77

Next report

Aug 7, 2026 (In 1 week)
Revenue estimate$321.6M
EPS estimate$1.77

Financials

Q3 2025

Income statement

See full
Revenue$311.8M-1.5%
Net income$164.2M-6.8%
EPS (diluted)$1.67+1.2%

Balance sheet

See full
Cash & equivalents$91.4M-16.4%
Total equity$5.7B+1.7%
Total assets$7.4B+3.2%

Cash flow

See full
Operating cash flow$215.9M-5.8%
CapEx$5.3M+946%
Free cash flow$210.6M-7.9%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$6.26B-8.3%
P/E8.9×-0.4×
P/S5×-0.6×

Profitability

See full
Net margin55.6%-4.5pp
FCF margin67%-1.7pp

Returns & leverage

See full
Return on equity12.4%-1.8pp

Segments

By segment

See full
Mortgage Insurance$282.6M-0.6%

Versus estimates

Revenue

Q1 2026$336.1MBeat by $38.5MQ4 2025$312.4MMiss by $217.9K
Q3 2025$318.7MBeat by $3.1M
Q2 2025$319.1MMiss by $3.9MQ1 2025$31.8MMiss by $278.7MQ4 2024$344.4MBeat by $33.2M

Diluted EPS

Q1 2026$1.82Beat by $0.07Q4 2025$1.60Miss by $0.14
Q3 2025$1.67Miss by $0.10
Q2 2025$1.93Beat by $0.25Q1 2025$1.69Beat by $0.04Q4 2024$1.58Miss by $0.09

Ask the moment Essent Group reports.

Connect your AI and ask the moment the filing drops. It reads the release, surfaces what management said, and gives you its own read.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

When did Essent Group report Q3 2025 earnings?
Essent Group (ESNT) reported Q3 2025 earnings on November 7, 2025 before market open.
What were Essent Group's Q3 2025 revenue and EPS?
Essent Group reported revenue of $318.7M and eps of $1.67 for Q3 2025.
Did Essent Group beat estimates in Q3 2025?
Revenue beat the consensus estimate of $315.6M by $3.1M. EPS missed the consensus estimate of $1.77 by $0.10.
How did Essent Group's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 0.7% from $316.6M a year earlier and eps grew 1.2% from $1.65.
Where can I find Essent Group's Q3 2025 SEC filings?
You can read the 8-K earnings release (0001448893-25-000091) and the 10-Q periodic report (0001448893-25-000093) directly on SEC EDGAR. The filing index links above go to sec.gov.