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Essent Group ESNT Q2 2026 earnings

Reported August 7, 2026 · Before market open

Revenue$362.7MBeat by $41.1M
EPS$2.08Beat by $0.32
Revenue estimate$321.6M
EPS estimate$1.76
We are pleased with our second quarter 2026 financial results, which reflect strong profitability, continued growth in book value per share and the resilience of our operating model. The consistent cash flow generation of our mortgage insurance business, combined with our strong capital position, allows us to take a balanced approach to capital management and to continue creating long-term value for our shareholders.
Mark A. Casale

Next report

Nov 6, 2026 (in 2 months)
Revenue estimate$335.3M
EPS estimate$1.86

Financials

Q2 2026

Income statement

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Revenue$362.7M+13.6%
Net income$189.7M-2.9%
EPS (diluted)$2.08+7.8%

Balance sheet

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Cash & equivalents$74.3M-19.3%
Total equity$5.7B-0.2%
Total assets$7.6B+5.1%

Cash flow

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Operating cash flow$197.1M+4.0%
CapEx$972.0K+31.0%
Free cash flow$196.1M+3.9%

Valuation & ratios

Valuation

as of 09/16/26
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Market cap$6.13B-0.4%
P/E+0.4×
P/S4.6×-0.2×

Profitability

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Net margin51.5%-4.9pp
FCF margin62.4%-5.8pp

Returns & leverage

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Return on equity12%-0.9pp

Segments

By segment

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Mortgage Insurance$273.9M+1.8%
Reinsurance$51.1M

FAQ

When did Essent Group report Q2 2026 earnings?
Essent Group (ESNT) reported Q2 2026 earnings on August 7, 2026 before market open.
What were Essent Group's Q2 2026 revenue and EPS?
Essent Group reported revenue of $362.7M and eps of $2.08 for Q2 2026.
Did Essent Group beat estimates in Q2 2026?
Revenue beat the consensus estimate of $321.6M by $41.1M. EPS beat the consensus estimate of $1.76 by $0.32.
How did Essent Group's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 13.6% from $319.1M a year earlier and eps grew 7.8% from $1.93.
Where can I find Essent Group's Q2 2026 SEC filings?
You can read the 8-K earnings release (0001448893-26-000022) and the 10-Q periodic report (0001448893-26-000024) directly on SEC EDGAR. The filing index links above go to sec.gov.