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Net Interest Income at other companies

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JPMorgan ChaseJPM
$25.51B+9.9%
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Customers BancorpCUBI
$193.37M+9.4%
Equity Bancshares logo
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$73.87M+48.3%
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$58.3M+6.2%
HOM
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$241.64M+9.9%
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California BanCorpBCAL
$43.35M+4.7%

Other financials

Income statement

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Revenue$42.1M+17.6%
Net income$13.0M+9.2%
EPS (diluted)$1.49+8.0%

Balance sheet

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Cash & equivalents$242.2M+48.6%
Total debt$2.2M-30.0%
Total equity$313.9M+19.1%
Total assets$2.5B+21.9%

Cash flow

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Operating cash flow$14.5M+38.4%
CapEx$162.0K-86.1%
Free cash flow$14.4M+54.0%

Valuation

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Market cap$1.14B+42.0%
Enterprise value$895.83M+39.9%
P/E21.6×+4.3×
P/S7.1×+1.2×

Profitability

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Net margin33%-1.5pp
FCF margin41.6%+7.4pp

Returns & leverage

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Return on equity18.3%-1.0pp
Debt / equity0.0×

Where this comes from

Reported directly by Esquire Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Esquire Financial Holdings, Inc.’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 2:54 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-093295
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Time deposits5056117175
Borrowings1162
Total interest expense5,5534,28210,5828,186
Net interest income35,74829,25469,75256,863
Provision for credit losses2,9003,5255,6005,025
Net interest income after provision for credit losses32,84825,72964,15251,838
Noninterest income:
Payment processing fees5,1265,10710,26910,019

Item 1. Financial Statements (unaudited)

FAQ

What is Esquire Financial Holdings, Inc.'s net interest income?
Esquire Financial Holdings, Inc. (ESQ) reported net interest income of $35.75M in Q2 2026.
How has Esquire Financial Holdings, Inc.'s net interest income changed year-over-year?
Esquire Financial Holdings, Inc.'s net interest income increased by 22.2% year-over-year, from $29.25M to $35.75M.
What is the long-term trend for Esquire Financial Holdings, Inc.'s net interest income?
Over 4 years (2021 to 2025), Esquire Financial Holdings, Inc.'s net interest income has grown at a 29.1% compound annual growth rate (CAGR), from $43.7M to $121.48M.
What does net interest income mean?
Calculated as the difference between total interest income earned on assets and total interest expense paid on liabilities. This is the primary driver of a bank's core profitability and reflects the effectiveness of asset-liability management. It demonstrates the bank's ability to generate a spread between its lending activities and its cost of funds.

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