Skip to content
Screener

Ezcorp EZPW Q3 2025 earnings

Reported July 30, 2025 · After market close

Revenue$311.0MMiss by $13.9M
EPS$0.33Beat by $0.10
Revenue estimate$324.9M
EPS estimate$0.23

Next report

Nov 18, 2026 (in 2 months)
Revenue estimate$425.7M
EPS estimate$0.40

Financials

Q3 2025

Income statement

See full
Revenue$311.0M+10.5%
Gross profit$183.6M+10.1%
Operating income$36.0M+62.5%
Net income$26.5M+47.6%
EPS (diluted)$0.34+36.0%

Balance sheet

See full
Cash & equivalents$487.1M+114%
Total debt$763.4M+24.9%
Total equity$990.1M+23.5%
Total assets$1.9B+24.7%

Cash flow

See full
Operating cash flow$34.8M+3.2%
CapEx$9.1M+182%
Free cash flow$25.7M-15.7%

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$814.04M+41.5%
Enterprise value$1.09B+13.7%
P/E8.3×+0.9×
P/S0.7×+0.2×

Profitability

See full
Gross margin58.7%+0.1pp
Operating margin11.2%+2.2pp
Net margin8%+1.1pp
FCF margin8%+2.0pp

Returns & leverage

See full
Return on equity11%+0.8pp
Debt / equity0.8×0.0×
Current ratio6.3×+3.7×

Segments

By segment

See full
U.S. Pawn$220.0M+10.5%
Latin American Pawn Segment$91.0M+10.5%

By product

See full
Merchandise sales$168.6M+6.6%
Pawn service charges$115.3M+7.0%

FAQ

When did Ezcorp report Q3 2025 earnings?
Ezcorp (EZPW) reported Q3 2025 earnings on July 30, 2025 after market close.
What were Ezcorp's Q3 2025 revenue and EPS?
Ezcorp reported revenue of $311.0M and eps of $0.33 for Q3 2025.
Did Ezcorp beat estimates in Q3 2025?
Revenue missed the consensus estimate of $324.9M by $13.9M. EPS beat the consensus estimate of $0.23 by $0.10.
How did Ezcorp's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 10.5% from $281.4M a year earlier and eps grew 43.5% from $0.23.
Where can I find Ezcorp's Q3 2025 SEC filings?
You can read the 8-K earnings release (0000876523-25-000065) and the 10-Q periodic report (0000876523-25-000064) directly on SEC EDGAR. The filing index links above go to sec.gov.