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Ezcorp EZPW Pre-Tax Income

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Segments

By segment

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U.S. Pawn$61.64M+24.4%
Latin America Pawn$46.61M+20.0%
Latin American Pawn Segment$20.14M+31.7%

Other financials

Income statement

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Revenue$418.7M+34.7%
Gross profit$246.2M+34.1%
Operating income$54.8M+52.3%
Net income$38.2M+44.1%
EPS (diluted)$0.48+41.2%

Balance sheet

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Cash & equivalents$326.7M-32.9%
Total debt$812.6M+6.4%
Total equity$1.2B+17.6%
Total assets$2.2B+15.0%

Cash flow

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Operating cash flow$42.8M+22.9%
CapEx$9.9M+8.9%
Free cash flow$32.9M+27.9%

Valuation

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Market cap$1.79B+91.7%
Enterprise value$2.28B+88.1%
P/E11.3×+1.8×
P/S1.1×+0.4×

Profitability

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Gross margin58.6%-0.1pp
Operating margin13.9%+2.7pp
Net margin10%+2.0pp
FCF margin8.7%+0.7pp

Returns & leverage

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Return on equity14.7%+3.7pp
Debt / equity0.7×-0.1×
Current ratio4.8×-1.5×

Where this comes from

Reported directly by Ezcorp in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.

The source filing: Ezcorp’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:07 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q2 2026
Accession
0000876523-26-000063
(in thousands, except per share amount)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Nine Months Ended June 30, 2026Nine Months Ended June 30, 2025
Interest income(2,786)(5,440)(10,187)(9,408)
Equity in net income of unconsolidated affiliates(1,895)(1,200)(4,884)(4,180)
Other (income) expense(861)(536)(3,197)377
Income before income taxes52,00934,713176,666110,509
Income tax expense13,5158,21044,28427,600
Consolidated net income38,49426,503132,38282,909
Consolidated net (income) attributable to non-controlling interest(295)(776)
Consolidated net income attributable to EZCORP$38,199$26,503$131,606$82,909

Item 1. Financial Statements (unaudited)

FAQ

What is Ezcorp's pre-tax income?
Ezcorp (EZPW) reported pre-tax income of $52.01M in Q2 2026.
How has Ezcorp's pre-tax income changed year-over-year?
Ezcorp's pre-tax income increased by 49.8% year-over-year, from $34.71M to $52.01M.
What is the long-term trend for Ezcorp's pre-tax income?
Over 4 years (2021 to 2025), Ezcorp's pre-tax income has grown at a 73.9% compound annual growth rate (CAGR), from $16.06M to $146.77M.
What does pre-tax income mean?
Total income from all sources — operating income plus non-operating items like interest income, investment gains, and other income — before the provision for income taxes.

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