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Pre-Tax Income at other companies

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$88.33M+44.5%
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Finance of America CompaniesFOA
-$71.06M-187%

Other financials

Income statement

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Revenue$491.9M+11.3%
Operating income$186.9M+24.0%
Net income$64.0M+9.0%
EPS (diluted)$2.81+12.9%

Balance sheet

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Cash & equivalents$182.9M+5.8%
Total debt$4.2B+5.4%
Total equity$1.1B+20.4%
Total assets$5.6B+7.2%

Cash flow

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Operating cash flow$82.3M+81.8%
CapEx$8.4M+32.6%
Free cash flow$77.5M+102%

Valuation

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Market cap$2.01B+123%
Enterprise value$6.01B+28.0%
P/E6.7×
P/S1.1×+0.4×

Profitability

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Operating margin37.7%
Net margin15.9%+12.4pp
FCF margin9%+0.2pp

Returns & leverage

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Return on equity30.5%+24.7pp
Debt / equity3.9×-0.6×

Where this comes from

Reported directly by Encore Capital Group in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.

The source filing: Encore Capital Group’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 5:19 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001084961-26-000058
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Loss on extinguishment of debt(30,533)(30,533)
Other income3851,2261,1752,873
Total other expense(104,055)(72,717)(176,315)(141,600)
Income before income taxes82,84778,016194,579138,476
Provision for income taxes(18,848)(19,295)(44,337)(32,959)
Net income$63,999$58,721$150,242$105,517
Earnings per share:
Basic$2.97$2.50$6.94$4.45

Item 1—Condensed Consolidated Financial Statements (Unaudited)

FAQ

What is Encore Capital Group's pre-tax income?
Encore Capital Group (ECPG) reported pre-tax income of $82.85M in Q2 2026.
How has Encore Capital Group's pre-tax income changed year-over-year?
Encore Capital Group's pre-tax income increased by 6.2% year-over-year, from $78.02M to $82.85M.
What is the long-term trend for Encore Capital Group's pre-tax income?
Over 3 years (2021 to 2025), Encore Capital Group's pre-tax income has grown at a -8.3% compound annual growth rate (CAGR), from $436.54M to $336.16M.
What does pre-tax income mean?
Total income from all sources — operating income plus non-operating items like interest income, investment gains, and other income — before the provision for income taxes.

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