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PRA Group PRAA Pre-Tax Income

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Other financials

Income statement

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Revenue$372.2M+29.4%
Operating income$153.3M+80.1%
Net income$57.9M+36.7%
EPS (diluted)$1.51+39.8%

Balance sheet

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Cash & equivalents$132.4M+0.6%
Total debt$3.8B+4.0%
Total equity$1.0B-21.8%
Total assets$5.2B-3.6%

Cash flow

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Operating cash flow-$36.3M-181%
CapEx$2.4M+87.8%
Free cash flow-$38.7M-173%

Valuation

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Market cap$713.81M+19.6%
Enterprise value$4.37B+6.4%
P/S0.5×0.0×

Profitability

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Operating margin-5.3%-33.2pp
Net margin-29.5%-33.7pp
FCF margin-2.8%

Returns & leverage

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Return on equity-32%-35.7pp
Debt / equity3.6×+0.9×

Where this comes from

Reported directly by PRA Group in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.

The source filing: PRA Group’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001185348-26-000028
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Gain on sale of equity method investment38,40338,403
Foreign exchange gain/(loss), net(501)50553(1)
Other(92)(75)(346)(255)
Income before income taxes88,32661,128128,86274,504
Income tax expense29,38515,41538,14919,727
Net income58,94145,71390,71354,777
Net income attributable to noncontrolling interests1,0243,3394,5868,744
Net income attributable to PRA Group, Inc.$57,917$42,374$86,127$46,033

Item 1. Financial Statements

FAQ

What is PRA Group's pre-tax income?
PRA Group (PRAA) reported pre-tax income of $88.33M in Q2 2026.
How has PRA Group's pre-tax income changed year-over-year?
PRA Group's pre-tax income increased by 44.5% year-over-year, from $61.13M to $88.33M.
What is the long-term trend for PRA Group's pre-tax income?
Over 3 years (2021 to 2024), PRA Group's pre-tax income has grown at a -24.1% compound annual growth rate (CAGR), from $250.33M to $109.61M.
What does pre-tax income mean?
Total income from all sources — operating income plus non-operating items like interest income, investment gains, and other income — before the provision for income taxes.

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