Ezcorp EZPW Ratios & Valuation
| Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | 58.6%-0.1pp | 58.6%+0.1pp | 58.5%-0.1pp | 58.7%0.0pp | 58.7%-0.1pp | |
| Operating margin | 13.6%+1.1pp | 12.6%+0.9pp | 11.7%+0.5pp | 11.2%+0.9pp | 10.3%+0.4pp | |
| Net margin | 9.9%+0.7pp | 9.2%+0.6pp | 8.6%+0.6pp | 8%+0.5pp | 7.4%+0.2pp | |
| EBITDA margin | 16%+1.0pp | 15%+0.8pp | 14.3%+0.4pp | 13.9%+0.8pp | 13.1%+0.3pp | |
| Free cash flow margin | 8.9%-0.2pp | 9.1%+0.4pp | 8.7%+0.6pp | 8%-0.6pp | 8.6%+1.5pp | |
| Returns | ||||||
| Return on equity | 14.9%+1.9pp | 13%+1.0pp | 12%+1.0pp | 11%+0.1pp | 10.8%+0.1pp | |
| Return on assets | 7.4%+0.4pp | 7%+0.7pp | 6.4%+0.6pp | 5.8%+0.4pp | 5.4%-0.4pp | |
| Return on invested capital | 11%+1.2pp | 9.8%+0.9pp | 8.9%+0.8pp | 8.1%+0.6pp | 7.5%+0.4pp | |
| Efficiency | ||||||
| Asset turnover | 0.7×0.0× | 0.8×0.0× | 0.7×0.0× | 0.7×0.0× | 0.7×-0.1× | |
| Liquidity | ||||||
| Current ratio | 4.7×-1.3× | 6×+0.4× | 5.6×-0.7× | 6.3×+2.3× | 4×+1.1× | |
| Quick ratio | 3.5×-1.2× | 4.7×+0.3× | 4.4×-0.6× | 5×+1.7× | 3.2×+1.1× | |
| Cash ratio | 1.6×-1.0× | 2.6×+0.1× | 2.4×-0.4× | 2.8×+0.9× | 1.9×+1.2× | |
| Leverage | ||||||
| Debt-to-equity | 0.7×0.0× | 0.7×0.0× | 0.7×0.0× | 0.8×-0.2× | 1×+0.3× | |
| Debt-to-assets | 0.4×0.0× | 0.4×0.0× | 0.4×0.0× | 0.4×-0.1× | 0.5×+0.1× | |
| Net debt / EBITDA | 1.8×+0.4× | 1.4×-0.1× | 1.5×-0.1× | 1.6×-0.6× | 2.2×-0.3× | |
| Interest coverage | 6.1×+0.1× | 6×-0.5× | 6.5×-1.2× | 7.6×-1.8× | 9.4×+0.6× | |
| Per Share | ||||||
| Book value per share | $13.43+4.4% | $12.86+4.5% | $12.30+3.0% | $11.94+16.6% | $10.24+3.6% | |
| Valuation | ||||||
| Market capitalization | $1.57B+32.4% | $1.18B+2.0% | $1.16B+42.4% | $814.04M+0.7% | $808.7M+21.5% | |
| Enterprise value | $2B+36.4% | $1.46B+1.6% | $1.44B+32.1% | $1.09B-5.8% | $1.16B+10.1% | |
| Price / earnings | 10.7×+1.1× | 9.6×-1.0× | 10.6×+2.3× | 8.3×-0.7× | 9×+1.3× | |
| Price / sales | 1.1×+0.2× | 0.9×0.0× | 0.9×+0.2× | 0.7×0.0× | 0.7×+0.1× | |
| Price / book | 1.4×+0.3× | 1.1×0.0× | 1.1×+0.3× | 0.8×-0.1× | 0.9×+0.1× | |
| EV / EBITDA | 8.5×+1.2× | 7.3×-0.6× | 7.9×+1.5× | 6.4×-1.0× | 7.4×+0.4× | |
| EV / sales | 1.4×+0.3× | 1.1×0.0× | 1.1×+0.2× | 0.9×-0.1× | 1×+0.1× | |
| Free cash flow yield | 8.4%-1.9pp | 10.3%+0.8pp | 9.5%-2.7pp | 12.2%-0.7pp | 12.8%+0.2pp | |
| Earnings yield | 9.4%-1.0pp | 10.4%+0.9pp | 9.5%-2.6pp | 12.1%+1.0pp | 11.1%-1.8pp | |
| PEG ratio | 0.2×-0.1× | 0.2×-0.1× | 0.3×0.0× | 0.3×-0.3× | 0.6×+0.5× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- What are Ezcorp's profit margins?
- Ezcorp (EZPW) runs a 58.6% gross margin and a 13.6% operating margin, with a 9.9% net margin.
- Where do Ezcorp's ratios come from?
- Every ratio is computed from Ezcorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.