Ezcorp EZPW Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Gross margin | 58.5%-0.2pp | 58.7%+0.6pp | 58.1%-1.5pp | 59.6%-2.0pp | |
| Operating margin | 11.7%+2.0pp | 9.7%+0.9pp | 8.8%+0.3pp | 8.5%+4.2pp | |
| Net margin | 8.6%+1.4pp | 7.2%+3.5pp | 3.7%-2.0pp | 5.7%+4.5pp | |
| EBITDA margin | 14.3%+1.7pp | 12.5%+0.7pp | 11.8%-0.2pp | 12.1%+3.6pp | |
| Free cash flow margin | 8.7%+2.0pp | 6.7%+0.8pp | 5.9%+1.9pp | 3.9%+0.8pp | |
| Returns | |||||
| Return on equity | 12%+1.3pp | 10.7%+5.4pp | 5.3%-2.0pp | 7.4%+6.0pp | |
| Return on assets | 6.4%+0.8pp | 5.6%+2.9pp | 2.7%-1.1pp | 3.8%+3.1pp | |
| Return on invested capital | 8.9%+2.0pp | 7%+0.6pp | 6.4%+0.6pp | 5.8%+3.8pp | |
| Efficiency | |||||
| Asset turnover | 0.7×0.0× | 0.8×0.0× | 0.7×+0.1× | 0.7×+0.1× | |
| Liquidity | |||||
| Current ratio | 5.6×+2.9× | 2.7×-1.0× | 3.7×-0.5× | 4.2×+0.3× | |
| Quick ratio | 4.4×+2.4× | 2×-0.9× | 2.9×-0.3× | 3.2×0.0× | |
| Cash ratio | 2.4×+1.7× | 0.7×-0.5× | 1.2×-0.2× | 1.4×-0.3× | |
| Leverage | |||||
| Debt-to-equity | 0.7×0.0× | 0.7×-0.1× | 0.8×0.0× | 0.8×+0.1× | |
| Debt-to-assets | 0.4×0.0× | 0.4×0.0× | 0.4×0.0× | 0.4×0.0× | |
| Net debt / EBITDA | 1.5×-1.1× | 2.7×-0.4× | 3.1×0.0× | 3.1×-0.4× | |
| Interest coverage | 6.5×-1.8× | 8.3×+2.7× | 5.6×-1.9× | 7.5×+6.1× | |
| Per Share | |||||
| Book value per share | $12.30+29.1% | $9.53+3.3% | $9.22+9.8% | $8.40-30.1% | |
| Valuation | |||||
| Market capitalization | $1.16B+88.9% | $613.66M+35.1% | $454.34M+4.0% | $436.81M+2.9% | |
| Enterprise value | $1.44B+43.6% | $1B+19.6% | $838.1M+9.0% | $768.62M+20.4% | |
| Price / earnings | 10.6×+3.2× | 7.4×-4.4× | 11.8×+3.1× | 8.7×-40.6× | |
| Price / sales | 0.9×+0.4× | 0.5×+0.1× | 0.4×-0.1× | 0.5×-0.1× | |
| Price / book | 1.1×+0.4× | 0.8×+0.2× | 0.6×0.0× | 0.6×0.0× | |
| EV / EBITDA | 7.9×+1.0× | 6.9×+0.1× | 6.7×-0.4× | 7.2×-3.1× | |
| EV / sales | 1.1×+0.3× | 0.9×+0.1× | 0.8×-0.1× | 0.9×0.0× | |
| Free cash flow yield | 9.5%-3.2pp | 12.7%-0.8pp | 13.5%+5.6pp | 7.9%+2.5pp | |
| Earnings yield | 9.5%-4.1pp | 13.5%+5.1pp | 8.5%-3.0pp | 11.5%+9.5pp | |
| PEG ratio | 0.3×+0.3× | 0.1×— | —— | 0×— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- What are Ezcorp's profit margins?
- Ezcorp (EZPW) runs a 58.6% gross margin and a 13.6% operating margin, with a 9.9% net margin.
- Where do Ezcorp's ratios come from?
- Every ratio is computed from Ezcorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.