Ezcorp EZPW Ratios & Valuation
| TTM Q2 '26 | TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | 58.6%-0.1pp | 58.6%-0.2pp | 58.5%-0.2pp | 58.7%+0.1pp | 58.7%+0.4pp | |
| Operating margin | 13.6%+3.3pp | 12.6%+2.6pp | 11.7%+2.0pp | 11.2%+2.2pp | 10.3%+1.2pp | |
| Net margin | 9.9%+2.5pp | 9.2%+2.0pp | 8.6%+1.4pp | 8%+1.1pp | 7.4%+0.4pp | |
| EBITDA margin | 16%+2.9pp | 15%+2.3pp | 14.3%+1.7pp | 13.9%+1.9pp | 13.1%+1.0pp | |
| Free cash flow margin | 8.9%+0.2pp | 9.1%+2.0pp | 8.7%+2.0pp | 8%+2.0pp | 8.6%+3.6pp | |
| Returns | ||||||
| Return on equity | 14.9%+4.0pp | 13%+2.3pp | 12%+1.3pp | 11%+0.8pp | 10.8%+0.5pp | |
| Return on assets | 7.4%+2.0pp | 7%+1.3pp | 6.4%+0.8pp | 5.8%+0.5pp | 5.4%0.0pp | |
| Return on invested capital | 11%+3.5pp | 9.8%+2.7pp | 8.9%+2.0pp | 8.1%+1.2pp | 7.5%+0.5pp | |
| Efficiency | ||||||
| Asset turnover | 0.7×0.0× | 0.8×0.0× | 0.7×0.0× | 0.7×0.0× | 0.7×0.0× | |
| Liquidity | ||||||
| Current ratio | 4.7×+0.7× | 6×+3.1× | 5.6×+2.9× | 6.3×+3.7× | 4×-0.1× | |
| Quick ratio | 3.5×+0.3× | 4.7×+2.6× | 4.4×+2.4× | 5×+3.0× | 3.2×0.0× | |
| Cash ratio | 1.6×-0.4× | 2.6×+1.8× | 2.4×+1.7× | 2.8×+2.0× | 1.9×+0.6× | |
| Leverage | ||||||
| Debt-to-equity | 0.7×-0.3× | 0.7×0.0× | 0.7×0.0× | 0.8×0.0× | 1×+0.2× | |
| Debt-to-assets | 0.4×-0.1× | 0.4×0.0× | 0.4×0.0× | 0.4×0.0× | 0.5×+0.1× | |
| Net debt / EBITDA | 1.8×-0.4× | 1.4×-1.2× | 1.5×-1.1× | 1.6×-1.2× | 2.2×-0.6× | |
| Interest coverage | 6.1×-3.4× | 6×-2.8× | 6.5×-1.8× | 7.6×+0.2× | 9.4×+2.0× | |
| Per Share | ||||||
| Book value per share | $13.43+31.1% | $12.86+30.1% | $12.30+29.1% | $11.94+23.7% | $10.24+6.3% | |
| Valuation | ||||||
| Market capitalization | $1.57B+93.6% | $1.18B+77.7% | $1.16B+88.9% | $814.04M+41.5% | $808.7M+29.4% | |
| Enterprise value | $2B+72.4% | $1.46B+39.2% | $1.44B+43.6% | $1.09B+13.7% | $1.16B+15.4% | |
| Price / earnings | 10.7×+1.6× | 9.6×+1.9× | 10.6×+3.2× | 8.3×+0.9× | 9×+1.1× | |
| Price / sales | 1.1×+0.4× | 0.9×+0.3× | 0.9×+0.4× | 0.7×+0.2× | 0.7×+0.1× | |
| Price / book | 1.4×+0.4× | 1.1×+0.3× | 1.1×+0.4× | 0.8×+0.1× | 0.9×+0.2× | |
| EV / EBITDA | 8.5×+1.1× | 7.3×+0.3× | 7.9×+1.0× | 6.4×-0.7× | 7.4×-0.1× | |
| EV / sales | 1.4×+0.4× | 1.1×+0.2× | 1.1×+0.3× | 0.9×0.0× | 1×+0.1× | |
| Free cash flow yield | 8.4%-4.5pp | 10.3%-2.3pp | 9.5%-3.2pp | 12.2%+0.3pp | 12.8%+3.9pp | |
| Earnings yield | 9.4%-1.7pp | 10.4%-2.5pp | 9.5%-4.1pp | 12.1%-1.5pp | 11.1%-1.5pp | |
| PEG ratio | 0.2×-0.5× | 0.2×+0.1× | 0.3×— | 0.3×— | 0.6×— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- What are Ezcorp's profit margins?
- Ezcorp (EZPW) runs a 58.6% gross margin and a 13.6% operating margin, with a 9.9% net margin.
- Where do Ezcorp's ratios come from?
- Every ratio is computed from Ezcorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.