Ford Motor Company Ford Credit — Finance receivables, net increased by 2.0% to $110.58B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 0.9%, from $111.64B to $110.58B. Over 4 years (FY 2021 to FY 2025), Ford Credit — Finance receivables, net shows an upward trend with a 5.7% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
A healthy, growing net receivable balance indicates a robust and performing lending business.
The total value of financing receivables after deducting the allowance for credit losses. This represents the net realiz...
Standard net loan portfolio metric used across the banking and captive finance industry.
f_segment_ford_credit_finance_receivables_net| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $86.18B | $83.44B | $83.80B | $82.78B | $80.46B | $81.59B | $88.62B | $91.43B | $95.12B | $96.01B | $102.08B | $101.59B | $105.59B | $109.23B | $111.64B | $107.05B | $107.46B | $108.36B | $110.58B |
| QoQ Change | — | -3.2% | +0.4% | -1.2% | -2.8% | +1.4% | +8.6% | +3.2% | +4.0% | +0.9% | +6.3% | -0.5% | +3.9% | +3.4% | +2.2% | -4.1% | +0.4% | +0.8% | +2.0% |
| YoY Change | — | — | — | — | -6.6% | -2.2% | +5.8% | +10.5% | +18.2% | +17.7% | +15.2% | +11.1% | +11.0% | +13.8% | +9.4% | +5.4% | +1.8% | -0.8% | -0.9% |