Skip to content

Bread Financial Holdings BFH Financing Receivable, after Allowance for Credit Loss, Net

Financing Receivable, after Allowance for Credit Loss, Net at other companies

Flagstar Bank
 logo
Flagstar Bank FLG
$59.7B-9.5%
Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
$27.66B+51.7%
First Hawaiian, Inc. logo
First Hawaiian, Inc.FHB
$14.27B+1.0%
Sezzle logo
SezzleSEZL
$19.79M-3.5%
Chicago Atlantic Real Estate Finance logo
Chicago Atlantic Real Estate FinanceREFI
$13.79M-43.6%
Chicago Atlantic Real Estate Finance logo
Chicago Atlantic Real Estate FinanceREFI
$15.22M-19.8%

Other financials

Income statement

See full
Revenue$1.0B+4.9%
Gross profit$361.8M
Operating income$382.8M
Net income$181.0M+31.2%
EPS (diluted)$4.15+49.3%

Balance sheet

See full
Cash & equivalents$4.0B-6.6%
Total debt$85.0M-98.5%
Total equity$3.3B+8.4%
Total assets$22.3B-0.3%

Cash flow

See full
Operating cash flow$487.0M+23.9%
CapEx$15.0M-40.0%
Free cash flow$482.0M+55.5%

Valuation

See full
Market cap$4.14B+31.3%
P/E7.4×-3.9×
P/S1.1×+0.2×

Profitability

See full
Gross margin52%
Operating margin45.9%
Net margin14.4%+7.1pp
FCF margin46.5%+1.9pp

Returns & leverage

See full
Return on equity17.6%+8.4pp
Debt / equity-1.8×
Current ratio1.5×

Where this comes from

Reported directly by Bread Financial Holdings in its filing.

Tagged under the XBRL concept bfh:FinancingReceivableAfterAllowanceForCreditLossNet.

The official record: Bread Financial Holdings’s 10-Q, filed April 28, 2026, on SEC EDGAR. View the filing →

Ask your AI about Bread Financial Holdings's financing receivable, after allowance for credit loss, net.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Bread Financial Holdings's financing receivable, after allowance for credit loss, net?
Bread Financial Holdings (BFH) reported financing receivable, after allowance for credit loss, net of $16.06B in Q1 2026.
How has Bread Financial Holdings's financing receivable, after allowance for credit loss, net changed year-over-year?
Bread Financial Holdings's financing receivable, after allowance for credit loss, net increased by 2.6% year-over-year, from $15.64B to $16.06B.
What is the long-term trend for Bread Financial Holdings's financing receivable, after allowance for credit loss, net?
Over 4 years (2021 to 2025), Bread Financial Holdings's financing receivable, after allowance for credit loss, net has grown at a 1.8% compound annual growth rate (CAGR), from $15.57B to $16.7B.
What does financing receivable, after allowance for credit loss, net mean?
This metric reflects the net value of the company's loan portfolio after deducting the allowance for credit losses from the gross financing receivables. It represents the estimated realizable value of the credit assets on the balance sheet. Investors use this to assess the quality of the loan book and the adequacy of management's provisions for potential defaults.