What is Ford Motor Company's ford credit — secured debt?

Ford Motor Company (F) reported ford credit — secured debt of $59.5B in Q4 2025.

How has Ford Motor Company's ford credit — secured debt changed year-over-year?

Ford Motor Company's ford credit — secured debt decreased by 1.5% year-over-year, from $60.4B to $59.5B.

What does ford credit — secured debt mean?

The portion of the finance segment's total debt that is backed by specific collateral, such as vehicle receivables or leases. This metric is critical for assessing the segment's asset-backed financing strategy and risk profile.

Ford Motor Company F Ford Credit — Secured debt

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FBRTSecured Debt

$2.64B-18.3%

COFSecured Debt

$11.28B-3.7%

ACTGSecured Debt

$31.02M-30.3%

Other financials

Income statement

See full

Revenue$43.3B+6.4%

Gross profit$7.9B+45.2%

Operating income$2.3B+630%

Net income$2.6B+442%

EPS (diluted)$0.63+425%

Balance sheet

See full

Cash & equivalents$17.6B-15.4%

Total debt$567.0M-2.2%

Total equity$37.5B-16.1%

Total assets$282.43B-0.7%

Cash flow

See full

Operating cash flow$1.3B-64.2%

CapEx$2.4B+30.7%

Free cash flow-$1.1B-157%

Valuation

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Market cap$56.22B+33.5%

Enterprise value$39.14B+79.3%

P/S0.3×+0.1×

Profitability

See full

Gross margin13.4%-0.1pp

Operating margin-3.8%-6.1pp

Net margin-3.2%-5.9pp

FCF margin5%-0.1pp

Returns & leverage

See full

Return on equity-14.8%-26.3pp

Debt / equity0×0.0×

Current ratio1.1×0.0×

Where this comes from

Reported directly by Ford Motor Company in its filing.

Tagged under the XBRL concept us-gaap:SecuredDebt.

The official record: Ford Motor Company’s 10-K, filed February 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ford Motor Company's ford credit — secured debt?: Ford Motor Company (F) reported ford credit — secured debt of $59.5B in Q4 2025.
How has Ford Motor Company's ford credit — secured debt changed year-over-year?: Ford Motor Company's ford credit — secured debt decreased by 1.5% year-over-year, from $60.4B to $59.5B.
What does ford credit — secured debt mean?: The portion of the finance segment's total debt that is backed by specific collateral, such as vehicle receivables or leases. This metric is critical for assessing the segment's asset-backed financing strategy and risk profile.