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First American Financial FAF Home Warranty — Supplementary Insurance Information Unearned Premiums

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Other financials

Income statement

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Revenue$1.8B+16.2%
Net income$125.1M+68.6%
EPS (diluted)$1.21+70.4%

Balance sheet

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Cash & equivalents$2.4B+19.1%
Total debt$1.8B-1.4%
Total equity$5.5B+9.4%
Total assets$17.9B+15.7%

Cash flow

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Operating cash flow$5.6M+111%
CapEx$38.3M-8.2%
Free cash flow-$32.7M+65.4%

Valuation

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Market cap$6.99B-8.6%
Enterprise value$6.31B-15.3%
P/E10.4×-37.9×
P/S0.9×-0.3×

Profitability

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Net margin8.7%+6.2pp
FCF margin10.7%+1.7pp

Returns & leverage

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Return on equity12.8%+9.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by First American Financial in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationUnearnedPremiums.

The official record: First American Financial’s 10-K, filed February 18, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First American Financial's home warranty — supplementary insurance information unearned premiums?
First American Financial (FAF) reported home warranty — supplementary insurance information unearned premiums of $210.3M in Q4 2025.
What does home warranty — supplementary insurance information unearned premiums mean?
The portion of premiums collected that relates to the unexpired period of the insurance policy coverage. It represents a liability to the insurer as they are obligated to provide coverage for the remaining duration of the contract.