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RLI RLI Casualty — Supplementary Insurance Information Unearned Premiums

Other segment segments

Property Insurance
$296.18M-9.9%
Surety Insurance
$91.16M+0.7%

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Other financials

Income statement

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Revenue$575.6M+15.2%
Net income$168.0M+35.1%
EPS (diluted)$1.82+35.8%

Balance sheet

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Cash & equivalents$32.1M+49.9%
Total debt$318.7M+179%
Total equity$1.8B+1.0%
Total assets$6.4B+7.0%

Cash flow

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Operating cash flow$145.2M-16.9%
CapEx$2.8M+114%
Free cash flow$142.4M-17.9%

Valuation

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Market cap$5.91B-5.4%
Enterprise value$6.19B-2.3%
P/E13.5×-5.8×
P/S-0.4×

Profitability

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Net margin22.2%+4.4pp
FCF margin26.2%-8.1pp

Returns & leverage

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Return on equity25.2%+5.7pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by RLI in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationUnearnedPremiums.

The source filing: RLI’s 10-K, filed February 20, 2026.

Filed
Feb 20, 2026, 12:36 PM EST
Fiscal year
FY2025
Accession
0001104659-26-018013
(in thousands) / Year ended December 31, 2025Deferred policy / acquisition / costsUnpaid losses / and settlement / expenses, grossUnearned / premiums, / grossNet / premiums / earnedIncurred losses / and settlement / expenses / current year
Casualty segment$97,302$2,460,580$604,301$953,981$627,971
Property segment45,433292,081296,180512,404170,434
Surety segment29,913134,15891,155147,96126,528
RLI Insurance Group$172,648$2,886,819$991,636$1,614,346$824,933
Year ended December 31, 2024
Casualty segment$88,616$2,212,648$564,772$852,837$577,368
Property segment48,302337,787328,842531,384231,949
Surety segment29,296143,03590,526142,18525,245

Item 16. Form 10-K Summary

FAQ

What is RLI's casualty — supplementary insurance information unearned premiums?
RLI (RLI) reported casualty — supplementary insurance information unearned premiums of $604.3M in Q4 2025.
How has RLI's casualty — supplementary insurance information unearned premiums changed year-over-year?
RLI's casualty — supplementary insurance information unearned premiums increased by 7.0% year-over-year, from $564.77M to $604.3M.
What does casualty — supplementary insurance information unearned premiums mean?
The portion of premiums written that relates to the unexpired period of the insurance policies in force. It represents the segment's obligation to provide coverage for the remainder of the policy term and serves as a leading indicator of future earned premium revenue.

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