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The Hanover Insurance Group THG Specialty Lines — Supplementary Insurance Information Unearned Premiums

Other segment segments

Personal Lines
$1.4B+3.0%
Core Commercial Lines
$1.19B+5.9%

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Other financials

Income statement

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Revenue$1.7B+6.1%
Operating income$250.2M+34.2%
Net income$186.8M+45.7%
EPS (diluted)$5.20+48.6%

Balance sheet

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Cash & equivalents$243.5M-22.7%
Total debt$843.8M+7.6%
Total equity$3.6B+17.3%
Total assets$16.5B+6.8%

Cash flow

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Operating cash flow$118.8M+205%
CapEx$3.5M+94.4%
Free cash flow$115.3M+211%

Valuation

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Market cap$6.92B-2.7%
Enterprise value$7.53B-0.6%
P/E9.6×-6.6×
P/S-0.1×

Profitability

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Operating margin13.4%
Net margin10.8%+3.8pp
FCF margin18.7%+6.3pp

Returns & leverage

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Return on equity21.8%+6.0pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by The Hanover Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationUnearnedPremiums.

The official record: The Hanover Insurance Group’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is The Hanover Insurance Group's specialty lines — supplementary insurance information unearned premiums?
The Hanover Insurance Group (THG) reported specialty lines — supplementary insurance information unearned premiums of $850.8M in Q4 2025.
How has The Hanover Insurance Group's specialty lines — supplementary insurance information unearned premiums changed year-over-year?
The Hanover Insurance Group's specialty lines — supplementary insurance information unearned premiums increased by 6.3% year-over-year, from $800.4M to $850.8M.
What does specialty lines — supplementary insurance information unearned premiums mean?
This represents the portion of premiums written that has not yet been earned by the insurer as of the reporting date. It reflects the company's obligation to provide coverage for the remaining duration of existing policy terms. A growing balance typically indicates an expanding book of business within the specialty segment.