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RLI RLI Property Insurance — Supplementary Insurance Information Unearned Premiums

Other segment segments

Casualty
$604.3M+7.0%
Surety Insurance
$91.16M+0.7%

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Other financials

Income statement

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Revenue$575.6M+15.2%
Net income$168.0M+35.1%
EPS (diluted)$1.82+35.8%

Balance sheet

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Cash & equivalents$32.1M+49.9%
Total debt$318.7M+179%
Total equity$1.8B+1.0%
Total assets$6.4B+7.0%

Cash flow

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Operating cash flow$145.2M-16.9%
CapEx$2.8M+114%
Free cash flow$142.4M-17.9%

Valuation

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Market cap$5.91B-5.4%
Enterprise value$6.19B-2.3%
P/E13.5×-5.8×
P/S-0.4×

Profitability

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Net margin22.2%+4.4pp
FCF margin26.2%-8.1pp

Returns & leverage

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Return on equity25.2%+5.7pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by RLI in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationUnearnedPremiums.

The source filing: RLI’s 10-K, filed February 20, 2026.

Filed
Feb 20, 2026, 12:36 PM EST
Fiscal year
FY2025
Accession
0001104659-26-018013
(in thousands) / Year ended December 31, 2025Deferred policy / acquisition / costsUnpaid losses / and settlement / expenses, grossUnearned / premiums, / grossNet / premiums / earnedIncurred losses / and settlement / expenses / current year
Casualty segment$97,302$2,460,580$604,301$953,981$627,971
Property segment45,433292,081296,180512,404170,434
Surety segment29,913134,15891,155147,96126,528
RLI Insurance Group$172,648$2,886,819$991,636$1,614,346$824,933
Year ended December 31, 2024
Casualty segment$88,616$2,212,648$564,772$852,837$577,368
Property segment48,302337,787328,842531,384231,949
Surety segment29,296143,03590,526142,18525,245

Item 16. Form 10-K Summary

FAQ

What is RLI's property insurance — supplementary insurance information unearned premiums?
RLI (RLI) reported property insurance — supplementary insurance information unearned premiums of $296.18M in Q4 2025.
How has RLI's property insurance — supplementary insurance information unearned premiums changed year-over-year?
RLI's property insurance — supplementary insurance information unearned premiums decreased by 9.9% year-over-year, from $328.84M to $296.18M.
What does property insurance — supplementary insurance information unearned premiums mean?
The portion of written premiums that relates to the unexpired coverage period of insurance policies. It represents a liability for the insurer, as it must provide coverage for the remainder of the policy term, and serves as a leading indicator of future earned revenue.

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