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RLI RLI Surety Insurance — Supplementary Insurance Information Unearned Premiums

Other segment segments

Casualty
$604.3M+7.0%
Property Insurance
$296.18M-9.9%

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Other financials

Income statement

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Revenue$575.6M+15.2%
Net income$168.0M+35.1%
EPS (diluted)$1.82+35.8%

Balance sheet

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Cash & equivalents$32.1M+49.9%
Total debt$318.7M+179%
Total equity$1.8B+1.0%
Total assets$6.4B+7.0%

Cash flow

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Operating cash flow$145.2M-16.9%
CapEx$2.8M+114%
Free cash flow$142.4M-17.9%

Valuation

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Market cap$5.91B-5.4%
Enterprise value$6.19B-2.3%
P/E13.5×-5.8×
P/S-0.4×

Profitability

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Net margin22.2%+4.4pp
FCF margin26.2%-8.1pp

Returns & leverage

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Return on equity25.2%+5.7pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by RLI in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationUnearnedPremiums.

The source filing: RLI’s 10-K, filed February 20, 2026.

Filed
Feb 20, 2026, 12:36 PM EST
Fiscal year
FY2025
Accession
0001104659-26-018013
(in thousands) / Year ended December 31, 2025Deferred policy / acquisition / costsUnpaid losses / and settlement / expenses, grossUnearned / premiums, / grossNet / premiums / earnedIncurred losses / and settlement / expenses / current year
Casualty segment$97,302$2,460,580$604,301$953,981$627,971
Property segment45,433292,081296,180512,404170,434
Surety segment29,913134,15891,155147,96126,528
RLI Insurance Group$172,648$2,886,819$991,636$1,614,346$824,933
Year ended December 31, 2024
Casualty segment$88,616$2,212,648$564,772$852,837$577,368
Property segment48,302337,787328,842531,384231,949
Surety segment29,296143,03590,526142,18525,245

Item 16. Form 10-K Summary

FAQ

What is RLI's surety insurance — supplementary insurance information unearned premiums?
RLI (RLI) reported surety insurance — supplementary insurance information unearned premiums of $91.16M in Q4 2025.
How has RLI's surety insurance — supplementary insurance information unearned premiums changed year-over-year?
RLI's surety insurance — supplementary insurance information unearned premiums increased by 0.7% year-over-year, from $90.53M to $91.16M.
What does surety insurance — supplementary insurance information unearned premiums mean?
The portion of written premiums that relates to the unexpired term of insurance policies, representing revenue that has not yet been earned. This metric serves as a leading indicator of future revenue and the volume of active insurance coverage in force.

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