First American Financial FAF Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 8.7%+0.4pp | 8.3%+1.5pp | 6.8%+3.9pp | 2.9%+0.4pp | 2.5%+0.4pp | |
| EBITDA margin | 16.5%+0.4pp | 16.1%+1.9pp | 14.2%+4.8pp | 9.4%+0.4pp | 9%+0.4pp | |
| Free cash flow margin | 10.7%+0.5pp | 10.2%+0.3pp | 9.9%-0.3pp | 10.2%+1.2pp | 9%-2.1pp | |
| Returns | ||||||
| Return on equity | 12.8%+0.9pp | 11.9%+2.7pp | 9.3%+5.5pp | 3.8%+0.6pp | 3.2%+0.5pp | |
| Return on assets | 4%0.0pp | 4%+1.2pp | 2.8%+1.6pp | 1.2%+0.2pp | 1.1%+0.2pp | |
| Return on invested capital | 16.7%+3.0pp | 13.7%-0.7pp | 14.4%+7.7pp | 6.7%+0.9pp | 5.8%-0.6pp | |
| Efficiency | ||||||
| Asset turnover | 0.5×0.0× | 0.5×+0.1× | 0.4×0.0× | 0.4×0.0× | 0.4×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.3×0.0× | 0.3×0.0× | 0.3×0.0× | 0.3×0.0× | 0.4×0.0× | |
| Debt-to-assets | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Net debt / EBITDA | -0.5×-0.9× | 0.3×+1.5× | -1.1×-0.7× | -0.4×0.0× | -0.5×-0.6× | |
| Interest coverage | 6.4×+0.2× | 6.3×+1.2× | 5.1×+2.5× | 2.6×+0.3× | 2.4×+0.2× | |
| Per Share | ||||||
| Book value per share | $53.14+0.2% | $53.03+3.1% | $51.42+4.1% | $49.39+2.5% | $48.17+2.4% | |
| Valuation | ||||||
| Market capitalization | $6.17B-1.5% | $6.26B-4.3% | $6.54B+4.9% | $6.24B-7.6% | $6.75B+4.9% | |
| Enterprise value | $5.48B-17.4% | $6.64B+23.1% | $5.4B-9.7% | $5.97B-7.8% | $6.48B-0.3% | |
| Price / earnings | 9.2×-0.9× | 10.1×-3.5× | 13.6×-19.5× | 33×-9.5× | 42.5×-6.5× | |
| Price / sales | 0.8×0.0× | 0.8×-0.1× | 0.9×0.0× | 1×-0.1× | 1.1×0.0× | |
| Price / book | 1.1×0.0× | 1.1×-0.1× | 1.2×0.0× | 1.2×-0.1× | 1.3×0.0× | |
| EV / EBITDA | 4.3×-1.2× | 5.5×+0.2× | 5.4×-4.4× | 9.8×-1.7× | 11.5×-0.9× | |
| EV / sales | 0.7×-0.2× | 0.9×+0.1× | 0.8×-0.2× | 0.9×-0.1× | 1×0.0× | |
| Free cash flow yield | 13.4%+1.2pp | 12.2%+1.4pp | 10.8%+0.1pp | 10.7%+2.3pp | 8.4%-2.2pp | |
| Earnings yield | 10.9%+1.0pp | 9.9%+2.6pp | 7.4%+4.3pp | 3%+0.7pp | 2.4%+0.3pp | |
| Dividend yield | 3.6%+0.1pp | 3.6%+0.2pp | 3.4%-0.2pp | 3.6%+0.3pp | 3.3%-0.1pp | |
| PEG ratio | 0×0.0× | 0×0.0× | 0×— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do First American Financial's ratios come from?
- Every ratio is computed from First American Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
