First American Financial FAF Ratios & Valuation
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 8.7%+6.2pp | 8.3%+6.2pp | 6.8%+5.2pp | 2.9%-0.4pp | 2.5%-1.1pp | |
| EBITDA margin | 16.5%+7.5pp | 16.1%+7.6pp | 14.2%+6.6pp | 9.4%-0.4pp | 9%-1.1pp | |
| Free cash flow margin | 10.7%— | 10.2%— | 9.9%— | —— | —— | |
| Returns | ||||||
| Return on equity | 12.8%+9.6pp | 11.9%+9.3pp | 9.3%+7.4pp | 3.8%-0.3pp | 3.2%-1.3pp | |
| Return on assets | 4%+3.0pp | 4%+3.2pp | 2.8%+2.2pp | 1.2%-0.1pp | 1.1%-0.4pp | |
| Return on invested capital | 16.7%+10.9pp | 13.7%+7.3pp | 14.4%+9.4pp | 6.7%-0.5pp | 5.8%-1.2pp | |
| Efficiency | ||||||
| Asset turnover | 0.5×0.0× | 0.5×+0.1× | 0.4×0.0× | 0.4×0.0× | 0.4×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.3×0.0× | 0.3×0.0× | 0.3×-0.1× | 0.3×0.0× | 0.4×0.0× | |
| Debt-to-assets | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Net debt / EBITDA | -0.5×-0.1× | 0.3×+0.2× | -1.1×+0.8× | -0.4×+0.3× | -0.5×-0.7× | |
| Interest coverage | 6.4×+4.1× | 6.3×+4.2× | 5.1×+3.3× | 2.6×-0.2× | 2.4×-0.6× | |
| Per Share | ||||||
| Book value per share | $53.14+10.3% | $53.03+12.7% | $51.42+4.6% | $49.39+7.0% | $48.17+5.1% | |
| Valuation | ||||||
| Market capitalization | $6.17B-8.6% | $6.26B-2.7% | $6.54B-3.7% | $6.24B+11.4% | $6.75B+7.2% | |
| Enterprise value | $5.48B-15.3% | $6.64B+2.2% | $5.4B-9.0% | $5.97B+15.2% | $6.48B+0.9% | |
| Price / earnings | 9.2×-33.4× | 10.1×-39.0× | 13.6×-59.6× | 33×+4.4× | 42.5×+13.6× | |
| Price / sales | 0.8×-0.3× | 0.8×-0.2× | 0.9×-0.2× | 1×0.0× | 1.1×0.0× | |
| Price / book | 1.1×-0.2× | 1.1×-0.2× | 1.2×-0.1× | 1.2×+0.1× | 1.3×0.0× | |
| EV / EBITDA | 4.3×-7.2× | 5.5×-6.9× | 5.4×-7.9× | 9.8×+0.9× | 11.5×+0.9× | |
| EV / sales | 0.7×-0.3× | 0.9×-0.2× | 0.8×-0.2× | 0.9×0.0× | 1×0.0× | |
| Free cash flow yield | 13.4%— | 12.2%— | 10.8%— | —— | —— | |
| Earnings yield | 10.9%+8.6pp | 9.9%+7.9pp | 7.4%+6.0pp | 3%-0.5pp | 2.4%-1.1pp | |
| Dividend yield | 3.6%+0.3pp | 3.6%+0.1pp | 3.4%+0.2pp | 3.6%-0.3pp | 3.3%-0.2pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do First American Financial's ratios come from?
- Every ratio is computed from First American Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
