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First American Financial FAF Ratios & Valuation

TTM Q1 '26TTM Q4 '25TTM Q3 '25TTM Q2 '25TTM Q1 '25
Profitability
Net margin8.7%+6.2pp8.3%+6.2pp6.8%+5.2pp2.9%-0.4pp2.5%-1.1pp
EBITDA margin16.5%+7.5pp16.1%+7.6pp14.2%+6.6pp9.4%-0.4pp9%-1.1pp
Free cash flow margin10.7%10.2%9.9%
Returns
Return on equity12.8%+9.6pp11.9%+9.3pp9.3%+7.4pp3.8%-0.3pp3.2%-1.3pp
Return on assets4%+3.0pp4%+3.2pp2.8%+2.2pp1.2%-0.1pp1.1%-0.4pp
Return on invested capital16.7%+10.9pp13.7%+7.3pp14.4%+9.4pp6.7%-0.5pp5.8%-1.2pp
Efficiency
Asset turnover0.5×0.0×0.5×+0.1×0.4×0.0×0.4×0.0×0.4×0.0×
Leverage
Debt-to-equity0.3×0.0×0.3×0.0×0.3×-0.1×0.3×0.0×0.4×0.0×
Debt-to-assets0.1×0.0×0.1×0.0×0.1×0.0×0.1×0.0×0.1×0.0×
Net debt / EBITDA-0.5×-0.1×0.3×+0.2×-1.1×+0.8×-0.4×+0.3×-0.5×-0.7×
Interest coverage6.4×+4.1×6.3×+4.2×5.1×+3.3×2.6×-0.2×2.4×-0.6×
Per Share
Book value per share$53.14+10.3%$53.03+12.7%$51.42+4.6%$49.39+7.0%$48.17+5.1%
Valuation
Market capitalization$6.17B-8.6%$6.26B-2.7%$6.54B-3.7%$6.24B+11.4%$6.75B+7.2%
Enterprise value$5.48B-15.3%$6.64B+2.2%$5.4B-9.0%$5.97B+15.2%$6.48B+0.9%
Price / earnings9.2×-33.4×10.1×-39.0×13.6×-59.6×33×+4.4×42.5×+13.6×
Price / sales0.8×-0.3×0.8×-0.2×0.9×-0.2×0.0×1.1×0.0×
Price / book1.1×-0.2×1.1×-0.2×1.2×-0.1×1.2×+0.1×1.3×0.0×
EV / EBITDA4.3×-7.2×5.5×-6.9×5.4×-7.9×9.8×+0.9×11.5×+0.9×
EV / sales0.7×-0.3×0.9×-0.2×0.8×-0.2×0.9×0.0×0.0×
Free cash flow yield13.4%12.2%10.8%
Earnings yield10.9%+8.6pp9.9%+7.9pp7.4%+6.0pp3%-0.5pp2.4%-1.1pp
Dividend yield3.6%+0.3pp3.6%+0.1pp3.4%+0.2pp3.6%-0.3pp3.3%-0.2pp

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Questions, answered.

Where do First American Financial's ratios come from?
Every ratio is computed from First American Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.