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Q1 '26Q4 '25Q3 '25Q2 '25Q1 '25
Profitability
Net margin29.8%0.0pp29.8%-0.8pp30.7%+1.2pp29.5%0.0pp29.5%+0.6pp
Free cash flow margin30.7%-5.6pp36.2%-3.7pp39.9%+0.8pp39.1%+1.1pp38.1%+0.8pp
Returns
Return on equity14.3%0.0pp14.4%-1.0pp15.3%+0.7pp14.6%-0.1pp14.7%+0.4pp
Return on assets1.2%0.0pp1.3%-0.1pp1.3%+0.1pp1.2%0.0pp1.2%0.0pp
Efficiency
Asset turnover0.0×0.0×0.0×0.0×0.0×
Leverage
Debt-to-equity0.0×0.0×0.0×0.0×0.0×
Debt-to-assets0.0×0.0×0.0×0.0×0.0×
Per Share
Book value per share$46.43$43.85+3.5%$42.35+2.5%$41.33
Valuation
Market capitalization$526.15M+34.1%$452.01M+5.9%$426.66M+3.8%$411.12M+5.0%$391.4M+1.9%
Enterprise value$396.05M+72.8%$419.88M+7.7%$390M+31.8%$295.8M+29.5%$228.39M-2.5%
Price / earnings10.3×+1.8×+0.7×8.3×-0.3×8.6×+0.2×8.4×-0.3×
Price / sales3.1×+0.6×2.7×+0.1×2.5×0.0×2.6×+0.1×2.5×0.0×
Price / book1.4×+0.2×1.2×0.0×1.2×0.0×1.2×0.0×1.2×0.0×
EV / sales2.3×+0.9×2.5×+0.2×2.3×+0.5×1.8×+0.4×1.4×-0.1×
Free cash flow yield10%-5.3pp13.5%-2.2pp15.7%+0.3pp15.3%0.0pp15.4%+0.5pp
Earnings yield9.8%-2.1pp11.1%-0.9pp12%+0.5pp11.6%-0.3pp11.9%+0.4pp
Dividend yield1.9%-0.3pp2.1%0.0pp2.2%0.0pp2.2%0.0pp2.2%0.0pp
PEG ratio+0.7×0.7×+0.4×0.3×-0.1×0.4×+0.1×0.3×-0.1×

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Questions, answered.

Where do First Business Financial Services's ratios come from?
Every ratio is computed from First Business Financial Services's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.