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Q1 '26Q4 '25Q3 '25Q2 '25Q1 '25
Profitability
Net margin29.8%+0.4pp29.8%+1.0pp30.7%+4.1pp29.5%+3.1pp29.5%+4.0pp
Free cash flow margin30.7%-7.4pp36.2%-1.1pp39.9%+7.5pp39.1%+5.9pp38.1%+4.6pp
Returns
Return on equity14.3%-0.4pp14.4%+0.1pp15.3%+2.0pp14.6%+1.1pp14.7%+1.6pp
Return on assets1.2%0.0pp1.3%+0.1pp1.3%+0.2pp1.2%+0.1pp1.2%+0.1pp
Efficiency
Asset turnover0.0×0.0×0.0×0.0×0.0×
Leverage
Debt-to-equity0.0×0.0×0.0×0.0×0.0×
Debt-to-assets0.0×0.0×0.0×0.0×0.0×
Per Share
Book value per share$46.43+12.3%$43.85+14.0%$42.35+12.6%$41.33+12.8%
Valuation
Market capitalization$526.15M+34.1%$452.01M+17.7%$426.66M+15.4%$411.12M+37.1%$391.4M+28.7%
Enterprise value$396.05M+72.8%$419.88M+79.3%$390M+58.7%$295.8M+30.2%$228.39M-5.1%
Price / earnings10.3×+1.8×+0.3×8.3×-1.0×8.6×+1.0×8.4×+0.2×
Price / sales3.1×+0.6×2.7×+0.2×2.5×+0.1×2.6×+0.5×2.5×+0.4×
Price / book1.4×+0.2×1.2×0.0×1.2×0.0×1.2×+0.2×1.2×+0.1×
EV / sales2.3×+0.9×2.5×+1.0×2.3×+0.7×1.8×+0.3×1.4×-0.2×
Free cash flow yield10%-5.3pp13.5%-1.4pp15.7%+2.6pp15.3%-1.0pp15.4%-0.6pp
Earnings yield9.8%-2.1pp11.1%-0.4pp12%+1.3pp11.6%-1.4pp11.9%-0.2pp
Dividend yield1.9%-0.3pp2.1%0.0pp2.2%0.0pp2.2%-0.5pp2.2%-0.3pp
PEG ratio+0.7×0.7×+0.2×0.3×-1.3×0.4×-3.7×0.3×

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Questions, answered.

Where do First Business Financial Services's ratios come from?
Every ratio is computed from First Business Financial Services's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.