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First Bancorp FBNC Long-Term Debt

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Other financials

Income statement

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Revenue$127.3M+14.7%
Net income$50.5M+31.0%
EPS (diluted)$1.22+31.2%

Balance sheet

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Cash & equivalents$550.3M-22.6%
Total debt$89.0M-16.9%
Total equity$1.7B+10.3%
Total assets$13.0B+3.4%

Cash flow

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Operating cash flow$66.5M+45.4%
CapEx$1.0M-26.1%
Free cash flow$65.5M+47.6%

Valuation

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Market cap$2.66B+29.4%
Enterprise value$2.19B+51.5%
P/E19.9×-1.2×
P/S6.3×+0.9×

Profitability

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Net margin31.5%+5.9pp
FCF margin53.6%+0.1pp

Returns & leverage

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Return on equity8.1%+1.6pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by First Bancorp in its filing.

Tagged under the XBRL concept us-gaap:LongTermDebt.

The source filing: First Bancorp’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 4:41 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000811589-26-000153

FAQ

What is First Bancorp's long-term debt?
First Bancorp (FBNC) reported long-term debt of $74.72M in Q2 2026.
How has First Bancorp's long-term debt changed year-over-year?
First Bancorp's long-term debt decreased by 19.0% year-over-year, from $92.24M to $74.72M.
What is the long-term trend for First Bancorp's long-term debt?
Over 5 years (2020 to 2025), First Bancorp's long-term debt has grown at a 3.8% compound annual growth rate (CAGR), from $61.83M to $74.57M.
What does long-term debt mean?
Bonds, term loans, notes payable, and other borrowings with maturities beyond one year — the primary long-term financing source.

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