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First BanCorp FBP Net Interest Income

Net Interest Income at other companies

OFG Bancorp logo
OFG BancorpOFG
$157.3M+3.5%
First Hawaiian, Inc. logo
First Hawaiian, Inc.FHB
$172.8M+5.6%
International Bancshares logo
International BancsharesIBOC
$171.11M+2.2%
Bank First Corporation logo
Bank First CorporationBFC
$55.03M+49.9%
First Financial Bancorp logo
First Financial BancorpFFBC
$190.38M+20.3%
Customers Bancorp logo
Customers BancorpCUBI
$193.37M+9.4%

Segments

By segment

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Consumer Retail Banking$146.49M+0.4%
Commercial And Corporate$48.55M+15.4%
Treasury And Investments-$23.06M+15.0%
United States Operations$22.1M+8.1%
Mortgage Banking$17.75M+0.5%
Virgin Islands Operations$17.29M+2.2%

Other financials

Income statement

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Revenue$264.9M+7.3%
Net income$96.2M+19.9%
EPS (diluted)$0.62+24.0%

Balance sheet

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Cash & equivalents$561.3M-23.8%
Total debt$200.0M-37.5%
Total equity$2.0B+7.1%
Total assets$19.2B+1.8%

Cash flow

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Operating cash flow$92.2M-3.4%
CapEx$5.0M+93.1%
Free cash flow$87.2M-6.1%

Valuation

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Market cap$4.44B+34.9%
Enterprise value$4.08B+41.9%
P/E11.9×+1.2×
P/S4.3×+0.9×

Profitability

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Net margin36.2%+4.6pp
FCF margin42.8%+0.6pp

Returns & leverage

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Return on equity19.5%+1.1pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by First BanCorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: First BanCorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:39 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001057706-26-000023

229,131

Item 6.

FAQ

What is First BanCorp's net interest income?
First BanCorp (FBP) reported net interest income of $229.13M in Q2 2026.
How has First BanCorp's net interest income changed year-over-year?
First BanCorp's net interest income increased by 6.1% year-over-year, from $215.86M to $229.13M.
What is the long-term trend for First BanCorp's net interest income?
Over 4 years (2021 to 2025), First BanCorp's net interest income has grown at a 4.5% compound annual growth rate (CAGR), from $729.93M to $868.94M.
What does net interest income mean?
The difference between the interest income generated from loans and investment securities and the interest expense paid on deposits and other borrowings. This is the fundamental measure of a bank's core profitability and its ability to manage interest rate risk. It serves as the primary driver of revenue for traditional banking business models.

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