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First BanCorp FBP Amortization Of Premiums And Discounts On Deferred Loan Fees And Costs

Amortization Of Premiums And Discounts On Deferred Loan Fees And Costs at other companies

NFB
Northfield BancorpNFBK
$791K-37.4%
NFB
Northfield BancorpNFBK
$791K-37.4%
Customers Bancorp logo
Customers BancorpCUBI
-$10.6M-54.2%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
-$14.87M-55.6%
Stellar Bancorp logo
Stellar BancorpSTEL
$3.56M-34.0%
First Commonwealth Financial logo
First Commonwealth FinancialFCF
-$19.1M-6.7%

Other financials

Income statement

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Revenue$258.6M+4.2%
Net income$88.8M+15.2%
EPS (diluted)$0.57+21.3%

Balance sheet

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Cash & equivalents$550.9M-58.5%
Total debt$380.0M+14.8%
Total equity$2.0B+10.6%
Total assets$19.1B-0.1%

Cash flow

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Operating cash flow$121.1M+11.9%
CapEx$5.2M+248%
Free cash flow$115.9M+8.6%

Valuation

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Market cap$4.11B+29.7%
Enterprise value$3.93B+81.5%
P/E11.5×+1.0×
P/S4.1×+0.7×

Profitability

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Net margin35.3%+3.6pp
FCF margin44.2%+3.7pp

Returns & leverage

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Return on equity19%+0.5pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by First BanCorp in its filing.

Tagged under the XBRL concept fbp:AmortizationOfPremiumsAndDiscountsOnDeferredLoanFeesAndCosts.

The official record: First BanCorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First BanCorp's amortization of premiums and discounts on deferred loan fees and costs?
First BanCorp (FBP) reported amortization of premiums and discounts on deferred loan fees and costs of -$127K in Q1 2026.
How has First BanCorp's amortization of premiums and discounts on deferred loan fees and costs changed year-over-year?
First BanCorp's amortization of premiums and discounts on deferred loan fees and costs decreased by 132.2% year-over-year, from $394K to -$127K.
What is the long-term trend for First BanCorp's amortization of premiums and discounts on deferred loan fees and costs?
Over 2 years (2021 to 2023), First BanCorp's amortization of premiums and discounts on deferred loan fees and costs has grown at a -78.0% compound annual growth rate (CAGR), from $25.29M to -$1.22M.
What does amortization of premiums and discounts on deferred loan fees and costs mean?
Represents the systematic allocation of deferred loan fees and costs over the expected life of the related loan portfolio. This non-cash adjustment aligns the recognition of origination income and expenses with the interest income earned on the loans. It is essential for understanding the true yield and profitability of the lending business.