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First BanCorp FBP Interest Expense Savings Deposits

Interest Expense Savings Deposits at other companies

WesBanco logo
WesBancoWSBC
$10.12M+37.5%
First BanCorp logo
First BanCorpFBP
$7.06M-2.7%
SBC
Seacoast Banking Corporation of FloridaSBCF
$44.59M+2.2%
WaFd, Inc. logo
WaFd, Inc.WAFD
3.3%-0.1pp
Hilltop Holdings logo
Hilltop HoldingsHTH
$7.7B-3.4%
Community Financial System logo
Community Financial SystemCBU
$11.14B+7.4%

Other financials

Income statement

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Revenue$258.6M+4.2%
Net income$88.8M+15.2%
EPS (diluted)$0.57+21.3%

Balance sheet

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Cash & equivalents$550.9M-58.5%
Total debt$380.0M+14.8%
Total equity$2.0B+10.6%
Total assets$19.1B-0.1%

Cash flow

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Operating cash flow$121.1M+11.9%
CapEx$5.2M+248%
Free cash flow$115.9M+8.6%

Valuation

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Market cap$4.06B+5.9%

Profitability

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Net margin35.3%+3.6pp
FCF margin44.2%+3.7pp

Returns & leverage

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Return on equity19%+0.5pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by First BanCorp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseSavingsDeposits.

The official record: First BanCorp’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First BanCorp's interest expense savings deposits?
First BanCorp (FBP) reported interest expense savings deposits of $7.06M in Q4 2025.
How has First BanCorp's interest expense savings deposits changed year-over-year?
First BanCorp's interest expense savings deposits decreased by 2.7% year-over-year, from $7.26M to $7.06M.
What is the long-term trend for First BanCorp's interest expense savings deposits?
Over 4 years (2021 to 2025), First BanCorp's interest expense savings deposits has grown at a 43.9% compound annual growth rate (CAGR), from $6.59M to $28.25M.
What does interest expense savings deposits mean?
This metric tracks the interest expense paid on customer savings account balances. It serves as a primary component of the bank's cost of funds and reflects the interest rate environment relative to consumer savings products. Investors use this to evaluate the bank's ability to maintain a low-cost deposit base while competing for retail savings.