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First BanCorp FBP Non Deferrable Loan Fees

Non Deferrable Loan Fees at other companies

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$2.26M+0.5%
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-$77K-956%
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$748K+213%
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$2.3M+9.5%
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World AcceptanceWRLD
-$3.92M-8.3%

Other financials

Income statement

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Revenue$258.6M+4.2%
Net income$88.8M+15.2%
EPS (diluted)$0.57+21.3%

Balance sheet

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Cash & equivalents$550.9M-58.5%
Total debt$380.0M+14.8%
Total equity$2.0B+10.6%
Total assets$19.1B-0.1%

Cash flow

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Operating cash flow$121.1M+11.9%
CapEx$5.2M+248%
Free cash flow$115.9M+8.6%

Valuation

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Market cap$4.11B+29.7%
Enterprise value$3.93B+81.5%
P/E11.5×+1.0×
P/S4.1×+0.7×

Profitability

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Net margin35.3%+3.6pp
FCF margin44.2%+3.7pp

Returns & leverage

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Return on equity19%+0.5pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by First BanCorp in its filing.

Tagged under the XBRL concept fbp:NonDeferrableLoanFees.

The official record: First BanCorp’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First BanCorp's non deferrable loan fees?
First BanCorp (FBP) reported non deferrable loan fees of $1M in Q4 2025.
How has First BanCorp's non deferrable loan fees changed year-over-year?
First BanCorp's non deferrable loan fees increased by 8.4% year-over-year, from $923K to $1M.
What is the long-term trend for First BanCorp's non deferrable loan fees?
Over 4 years (2021 to 2025), First BanCorp's non deferrable loan fees has grown at a 7.6% compound annual growth rate (CAGR), from $2.99M to $4M.
What does non deferrable loan fees mean?
Fees collected from borrowers that are recognized immediately as revenue rather than being deferred and amortized over the life of the loan. These fees typically relate to specific administrative or processing actions that do not qualify for deferral under accounting standards. This metric provides insight into immediate non-interest income generation from lending activities.