Other
Interest Expense, Deposits
Franklin BSP Realty Trust Interest Expense, Deposits decreased by 8.2% to $65.23M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 7.6%, from $70.59M to $65.23M. Over 4 years (FY 2021 to FY 2025), Interest Expense, Deposits shows an upward trend with a 50.5% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementIncome Statement
SectionOther
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ1 2018
Last reportedQ1 2026Apr 29, 2026
How to read this metric
An increase suggests rising market interest rates or a shift toward more expensive deposit products, which can compress net interest margins.
Detailed definition
This represents the cost incurred by the bank to pay interest to depositors for their savings, checking, and time deposi...
Peer comparison
Universal metric for banks; peers report this as 'Interest Expense on Deposits'.
Metric ID:
other_interest_expense_depositsHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $12.64M | $11.99M | $20.20M | $22.48M | $32.81M | $46.16M | $64.26M | $71.08M | $75.30M | $77.97M | $81.23M | $81.32M | $86.74M | $89.88M | $80.53M | $70.59M | $70.21M | $76.49M | $71.03M | $65.23M |
| QoQ Change | — | -5.1% | +68.5% | +11.3% | +45.9% | +40.7% | +39.2% | +10.6% | +5.9% | +3.6% | +4.2% | +0.1% | +6.7% | +3.6% | -10.4% | -12.3% | -0.5% | +8.9% | -7.1% | -8.2% |
| YoY Change | — | — | — | — | +159.6% | +285.0% | +218.2% | +216.2% | +129.5% | +68.9% | +26.4% | +14.4% | +15.2% | +15.3% | -0.9% | -13.2% | -19.1% | -14.9% | -11.8% | -7.6% |
Range$11.99M – $89.88M
CAGR+41.3%
Avg YoY Growth+67.6%
Median YoY Growth+15.2%
Current Streak2 quarters decline
Business Segments
| Segment | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|
| Real Estate Debt and Other Real Estate Investments | $89.19M | $79.85M | $69.93M | $68.14M | $69.19M | $56.64M | $58.68M |
| Agency Business | — | — | — | — | $6.71M | — | $2.90M |
| Real Estate Owned | $514.00K | $494.00K | $446.00K | $451.00K | $454.00K | $7.02M | $1.91M |
| Conduit | $182.00K | $182.00K | $213.00K | $129.00K | $140.00K | — | $1.74M |
| Total | $89.88M | $80.53M | $70.59M | $70.21M | $76.49M | $71.03M | $65.23M |
Interest Expense, Deposits at Other Companies
Frequently Asked Questions
- What is Franklin BSP Realty Trust's interest expense, deposits?
- Franklin BSP Realty Trust (FBRT) reported interest expense, deposits of $65.23M in Q1 2026.
- How has Franklin BSP Realty Trust's interest expense, deposits changed year-over-year?
- Franklin BSP Realty Trust's interest expense, deposits decreased by 7.6% year-over-year, from $70.59M to $65.23M.
- What is the long-term trend for Franklin BSP Realty Trust's interest expense, deposits?
- Over 4 years (2021 to 2025), Franklin BSP Realty Trust's interest expense, deposits has grown at a 50.5% compound annual growth rate (CAGR), from $56.19M to $288.33M.
- What does interest expense, deposits mean?
- The total interest paid by the bank to its customers for holding their deposits.