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First Commonwealth Financial FCF Mortgage servicing rights

Mortgage servicing rights at other companies

Bank First Corporation logo
Bank First CorporationBFC
$17.48M+29.1%
FB Financial logo
FB FinancialFBK
$147.34M-5.8%
CTB
Community Trust BancorpCTBI
$6.73M-5.1%
CNB Financial logo
CNB FinancialCCNE
$2.54M+122%
Huntington Bancshares logo
Huntington BancsharesHBAN
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Other financials

Income statement

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Revenue$133.6M+13.2%
Net income$37.5M+14.8%
EPS (diluted)$0.37+15.6%

Balance sheet

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Cash & equivalents$342.9M+143%
Total debt$199.7M-48.6%
Total equity$1.6B+7.3%
Total assets$12.3B+4.0%

Cash flow

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Operating cash flow$86.8M+55.4%
CapEx$4.0M+3.5%
Free cash flow$42.9M+50.5%

Valuation

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Market cap$2.05B+28.8%
Enterprise value$1.91B+4.1%
P/E13.1×+1.5×
P/S3.8×+0.5×

Profitability

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Net margin29.2%+0.5pp
FCF margin32.8%+9.0pp

Returns & leverage

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Return on equity10.5%+0.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by First Commonwealth Financial in its filing.

Tagged under the XBRL concept us-gaap:ServicingAsset.

The official record: First Commonwealth Financial’s 10-K, filed March 2, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Commonwealth Financial's mortgage servicing rights?
First Commonwealth Financial (FCF) reported mortgage servicing rights of $5.9M in Q4 2025.
How has First Commonwealth Financial's mortgage servicing rights changed year-over-year?
First Commonwealth Financial's mortgage servicing rights increased by 22.9% year-over-year, from $4.8M to $5.9M.
What is the long-term trend for First Commonwealth Financial's mortgage servicing rights?
Over 5 years (2020 to 2025), First Commonwealth Financial's mortgage servicing rights has grown at a 25.4% compound annual growth rate (CAGR), from $1.9M to $5.9M.
What does mortgage servicing rights mean?
This represents the capitalized value of the contractual right to service mortgage loans for a fee after those loans have been sold to third-party investors. It is an intangible asset that generates recurring fee income for the company. The valuation of these rights is sensitive to interest rate changes and prepayment speeds, making it a key driver of non-interest income.