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First Commonwealth Financial FCF Short-Term Debt - Weighted-Average Interest Rate

Short-Term Debt - Weighted-Average Interest Rate at other companies

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Community Financial SystemCBU
1.3%-1.1pp

Other financials

Income statement

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Revenue$133.6M+13.2%
Net income$37.5M+14.8%
EPS (diluted)$0.37+15.6%

Balance sheet

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Cash & equivalents$342.9M+143%
Total debt$199.7M-48.6%
Total equity$1.6B+7.3%
Total assets$12.3B+4.0%

Cash flow

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Operating cash flow$86.8M+55.4%
CapEx$4.0M+3.5%
Free cash flow$42.9M+50.5%

Valuation

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Market cap$2.05B+13.6%
Enterprise value$1.91B-9.6%
P/E13.1×-0.1×
P/S3.8×0.0×

Profitability

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Net margin29.2%+0.5pp
FCF margin32.8%+9.0pp

Returns & leverage

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Return on equity10.5%+0.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by First Commonwealth Financial in its filing.

Tagged under the XBRL concept us-gaap:ShortTermDebtWeightedAverageInterestRate.

The official record: First Commonwealth Financial’s 10-K, filed March 2, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Commonwealth Financial's short-term debt - weighted-average interest rate?
First Commonwealth Financial (FCF) reported short-term debt - weighted-average interest rate of 3.7% in Q4 2025.
How has First Commonwealth Financial's short-term debt - weighted-average interest rate changed year-over-year?
First Commonwealth Financial's short-term debt - weighted-average interest rate decreased by 20.2% year-over-year, from 4.6% to 3.7%.
What is the long-term trend for First Commonwealth Financial's short-term debt - weighted-average interest rate?
Over 5 years (2020 to 2025), First Commonwealth Financial's short-term debt - weighted-average interest rate has grown at a 49.6% compound annual growth rate (CAGR), from 0.5% to 3.7%.
What does short-term debt - weighted-average interest rate mean?
This metric reflects the average interest rate paid on the company's short-term debt obligations, weighted by the principal amount of each instrument. It serves as a key indicator of the company's cost of short-term capital and its sensitivity to prevailing market interest rates.