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FirstCash Holdings FCFS Latin America — Gross Profit

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Other financials

Income statement

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Revenue$1.1B+29.4%
Gross profit$789.1M+31.4%
Net income$93.5M+56.3%
EPS (diluted)$2.12+58.2%

Balance sheet

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Cash & equivalents$172.3M+69.8%
Total debt$2.6B+13.4%
Total equity$2.3B+8.5%
Total assets$5.5B+21.5%

Cash flow

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Operating cash flow$176.8M+51.3%
CapEx$13.7M-19.5%
Free cash flow$132.8M+12.6%

Valuation

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Market cap$9.02B+50.0%
Enterprise value$11.48B+39.4%
P/E23.2×+2.6×
P/S2.2×+0.4×

Profitability

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Gross margin72.9%+0.1pp
Net margin9.4%+0.8pp
FCF margin14.5%+0.6pp

Returns & leverage

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Return on equity17.4%+3.2pp
Debt / equity1.1×0.0×
Current ratio4.9×+0.7×

Where this comes from

Reported directly by FirstCash Holdings in its filing.

Tagged under the XBRL concept us-gaap:GrossProfit.

The source filing: FirstCash Holdings’s 10-Q, filed July 27, 2026.

Filed
Jul 27, 2026, 2:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000840489-26-000085
Line itemU.S.PawnLatin America PawnU.K.PawnRetail POSPayment SolutionsCorporate/Intersegment EliminationsConsolidated
Cost of wholesale scrap jewelry sold60,96232,94725,160119,069
Other cost of revenue312312
Total cost of revenue217,415146,71040,979136,147(232)541,019
Net revenue280,657145,33254,33053,31436533,669
Expenses and other income:
Operating expenses142,36782,18119,34423,846267,738
Administrative expenses66,82566,825
Depreciation and amortization9,0745,0021,34973016,28532,440

Item 1. Financial Statements (Unaudited)

FAQ

What is FirstCash Holdings's latin america — gross profit?
FirstCash Holdings (FCFS) reported latin america — gross profit of $145.33M in Q2 2026.
How has FirstCash Holdings's latin america — gross profit changed year-over-year?
FirstCash Holdings's latin america — gross profit increased by 32.5% year-over-year, from $109.69M to $145.33M.
What is the long-term trend for FirstCash Holdings's latin america — gross profit?
Over 4 years (2021 to 2025), FirstCash Holdings's latin america — gross profit has grown at a 14.7% compound annual growth rate (CAGR), from $318.67M to $552.35M.
What does latin america — gross profit mean?
Gross profit for the Latin American segment is calculated as total segment revenue minus the total cost of revenue. It measures the core profitability of the pawn and retail operations before accounting for regional operating and administrative expenses. This is a key indicator of the segment's fundamental pricing power and cost control over inventory.

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