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Ezcorp EZPW Latin American Pawn Segment — Gross Profit

Other segment segments

Latin America Pawn
$195.43M+8.0%
U.S. Pawn
$152.52M+13.8%

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Other financials

Income statement

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Revenue$418.7M+34.7%
Gross profit$246.2M+34.1%
Operating income$54.8M+52.3%
Net income$38.2M+44.1%
EPS (diluted)$0.48+41.2%

Balance sheet

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Cash & equivalents$326.7M-32.9%
Total debt$812.6M+6.4%
Total equity$1.2B+17.6%
Total assets$2.2B+15.0%

Cash flow

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Operating cash flow$42.8M+22.9%
CapEx$9.9M+8.9%
Free cash flow$32.9M+27.9%

Valuation

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Market cap$1.79B+91.7%
Enterprise value$2.28B+88.1%
P/E11.3×+1.8×
P/S1.1×+0.4×

Profitability

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Gross margin58.6%-0.1pp
Operating margin13.9%+2.7pp
Net margin10%+2.0pp
FCF margin8.7%+0.7pp

Returns & leverage

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Return on equity14.7%+3.7pp
Debt / equity0.7×-0.1×
Current ratio4.8×-1.5×

Where this comes from

Reported directly by Ezcorp in its filing.

Tagged under the XBRL concept us-gaap:GrossProfit.

The source filing: Ezcorp’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:07 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q2 2026
Accession
0000876523-26-000063
(in thousands)U.S. PawnLatin America PawnSMGTotal SegmentsCorporate ItemsConsolidated
Total revenues251,231124,40943,108418,748418,748
Merchandise cost of goods sold71,53047,47711,748130,755130,755
Jewelry scrap cost of goods sold27,1835,7018,92241,80641,806
Gross profit152,51871,23122,438246,187246,187
Segment and corporate expenses (income):
Store expenses88,03443,63316,026147,693147,693
General and administrative33,99933,999
Depreciation and amortization2,8372,8916356,3633,2879,650

Item 1. Financial Statements (unaudited)

FAQ

What is Ezcorp's latin american pawn segment — gross profit?
Ezcorp (EZPW) reported latin american pawn segment — gross profit of $71.23M in Q2 2026.
How has Ezcorp's latin american pawn segment — gross profit changed year-over-year?
Ezcorp's latin american pawn segment — gross profit increased by 43.7% year-over-year, from $49.58M to $71.23M.
What does latin american pawn segment — gross profit mean?
This metric measures the gross profit earned by the Latin American pawn segment after deducting the direct costs of goods sold and pawn-related service costs from total segment revenue. It serves as a key indicator of the segment's ability to manage merchandise pricing and pawn loan yields effectively. A higher gross profit margin indicates strong operational efficiency in the core pawn business model within this region.

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