What is Ezcorp's U.S. pawn — gross profit?

Ezcorp (EZPW) reported U.S. pawn — gross profit of $152.52M in Q2 2026.

How has Ezcorp's U.S. pawn — gross profit changed year-over-year?

Ezcorp's U.S. pawn — gross profit increased by 13.8% year-over-year, from $134.06M to $152.52M.

What does U.S. pawn — gross profit mean?

Calculated as total revenues from the U.S. Pawn segment minus the direct costs associated with providing pawn loans and selling merchandise. This metric highlights the core profitability of the segment's operations before accounting for overhead and corporate expenses. It is a critical indicator of pricing power and inventory management efficiency.

Ezcorp (EZPW) U.S. Pawn — Gross Profit

Screener

Other segment segments

Latin America Pawn

$195.43M+8.0%

Latin American Pawn Segment

$62.26M+33.2%

Similar metrics at other companies

ZTSU.S. — Gross Profit

$1.05B-8.4%

PMU.S. — Gross Profit

$555M-9.2%

AMRCU.S. Federal — Gross Profit

$6.82M-8.4%

MMSU.S. Services — Gross Profit

$106.78M+0.8%

AMTU.S. & Canada — Gross Profit

$1.05B-2.8%

SVVU.S. Retail — Gross Profit

$58.96M+21.5%

Other financials

Income statement

See full

Revenue$418.7M+34.7%

Gross profit$246.2M+34.1%

Operating income$54.8M+52.3%

Net income$38.2M+44.1%

EPS (diluted)$0.48+41.2%

Balance sheet

See full

Cash & equivalents$326.7M-32.9%

Total debt$812.6M+6.4%

Total equity$1.2B+17.6%

Total assets$2.2B+15.0%

Cash flow

See full

Operating cash flow$42.8M+22.9%

CapEx$9.9M+8.9%

Free cash flow$32.9M+27.9%

Valuation

See full

Market cap$1.79B+91.7%

Enterprise value$2.28B+88.1%

P/E11.3×+1.8×

P/S1.1×+0.4×

Profitability

See full

Gross margin58.6%-0.1pp

Operating margin13.9%+2.7pp

Net margin10%+2.0pp

FCF margin8.7%+0.7pp

Returns & leverage

See full

Return on equity14.7%+3.7pp

Debt / equity0.7×-0.1×

Current ratio4.8×-1.5×

Where this comes from

Reported directly by Ezcorp in its filing.

Tagged under the XBRL concept us-gaap:GrossProfit.

The source filing: Ezcorp’s 10-Q, filed August 5, 2026.

Filed: Aug 5, 2026, 4:07 PM EDT
Fiscal quarter: Q3 FY2026
Calendar quarter: Q2 2026
Accession: 0000876523-26-000063

(in thousands)	U.S. Pawn	Latin America Pawn	SMG	Total Segments	Corporate Items	Consolidated
Total revenues	251,231	124,409	43,108	418,748	—	418,748
Merchandise cost of goods sold	71,530	47,477	11,748	130,755	—	130,755
Jewelry scrap cost of goods sold	27,183	5,701	8,922	41,806	—	41,806
Gross profit	152,518	71,231	22,438	246,187	—	246,187
Segment and corporate expenses (income):
Store expenses	88,034	43,633	16,026	147,693	—	147,693
General and administrative	—	—	—	—	33,999	33,999
Depreciation and amortization	2,837	2,891	635	6,363	3,287	9,650

Item 1. Financial Statements (unaudited)

FAQ

What is Ezcorp's U.S. pawn — gross profit?: Ezcorp (EZPW) reported U.S. pawn — gross profit of $152.52M in Q2 2026.
How has Ezcorp's U.S. pawn — gross profit changed year-over-year?: Ezcorp's U.S. pawn — gross profit increased by 13.8% year-over-year, from $134.06M to $152.52M.
What does U.S. pawn — gross profit mean?: Calculated as total revenues from the U.S. Pawn segment minus the direct costs associated with providing pawn loans and selling merchandise. This metric highlights the core profitability of the segment's operations before accounting for overhead and corporate expenses. It is a critical indicator of pricing power and inventory management efficiency.