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Ezcorp EZPW Latin America Pawn — Gross Profit

Other segment segments

U.S. Pawn
$152.52M+13.8%
Latin American Pawn Segment
$62.26M+33.2%

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Other financials

Income statement

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Revenue$418.7M+34.7%
Gross profit$246.2M+34.1%
Operating income$54.8M+52.3%
Net income$38.2M+44.1%
EPS (diluted)$0.48+41.2%

Balance sheet

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Cash & equivalents$326.7M-32.9%
Total debt$812.6M+6.4%
Total equity$1.2B+17.6%
Total assets$2.2B+15.0%

Cash flow

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Operating cash flow$42.8M+22.9%
CapEx$9.9M+8.9%
Free cash flow$32.9M+27.9%

Valuation

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Market cap$1.79B+91.7%
Enterprise value$2.28B+88.1%
P/E11.3×+1.8×
P/S1.1×+0.4×

Profitability

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Gross margin58.6%-0.1pp
Operating margin13.9%+2.7pp
Net margin10%+2.0pp
FCF margin8.7%+0.7pp

Returns & leverage

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Return on equity14.7%+3.7pp
Debt / equity0.7×-0.1×
Current ratio4.8×-1.5×

Where this comes from

Reported directly by Ezcorp in its filing.

Tagged under the XBRL concept us-gaap:GrossProfit.

The source filing: Ezcorp’s 10-K, filed November 13, 2025.

Filed
Nov 13, 2025
Fiscal year
FY2025
Accession
0000876523-25-000094
(in thousands)U.S. PawnLatin America PawnOther InvestmentsTotal SegmentsCorporate ItemsConsolidated
Total revenues912,492361,7881,274,2801,274,280
Merchandise cost of goods sold299,107156,570455,677455,677
Jewelry scrap cost of goods sold62,7469,79272,53872,538
Gross profit550,639195,426746,065746,065
Segment and corporate expenses (income):
Store expenses339,378141,730481,108481,108
General and administrative83,50083,500
Impairment of other assets263263614877

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Ezcorp's latin america pawn — gross profit?
Ezcorp (EZPW) reported latin america pawn — gross profit of $48.86M in Q3 2025.
How has Ezcorp's latin america pawn — gross profit changed year-over-year?
Ezcorp's latin america pawn — gross profit increased by 8.0% year-over-year, from $45.24M to $48.86M.
What is the long-term trend for Ezcorp's latin america pawn — gross profit?
Over 4 years (2021 to 2025), Ezcorp's latin america pawn — gross profit has grown at a 18.4% compound annual growth rate (CAGR), from $99.52M to $195.43M.
What does latin america pawn — gross profit mean?
The difference between total revenues and the direct costs associated with pawn operations and retail sales in the Latin American segment. It measures the segment's fundamental ability to manage loan yields and merchandise margins effectively.

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