Operating
Gain (Loss) on Sales of Loans, Net
First Citizens BancShares Gain (Loss) on Sales of Loans, Net decreased by 44.4% to $5M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 150.0%, from $2M to $5M. Over 2 years (FY 2021 to FY 2025), Gain (Loss) on Sales of Loans, Net shows a downward trend with a -20.2% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
StatementCash Flow Statement
SectionOperating
CategoryGrowth
SignalHigher is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ1 2026May 8, 2026
How to read this metric
Higher gains indicate strong loan origination demand and favorable pricing in the secondary market.
Detailed definition
This metric reflects the net profit or loss generated from the sale of loans to third parties or into the secondary mark...
Peer comparison
Common for mortgage-heavy or commercial-focused banks; compared against peers with similar loan sale strategies.
Metric ID:
operating_gain_loss_on_sales_of_loans_netHistorical Data
17 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q1 '24 | Q3 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $11M | $7M | $6M | $3M | $3M | $0 | $16M | $1M | -$2M | -$2M | $3M | $4M | $2M | $2M | $8M | $9M | $5M |
| QoQ Change | — | -36.4% | -14.3% | -50.0% | +0.0% | -100.0% | — | -93.8% | -300.0% | +0.0% | +250.0% | +33.3% | -50.0% | +0.0% | +300.0% | +12.5% | -44.4% |
| YoY Change | — | — | — | — | -72.7% | -100.0% | +166.7% | -66.7% | -166.7% | — | +200.0% | +300.0% | -33.3% | — | +100.0% | — | +150.0% |
Range-$2M – $16M
CAGR-17.9%
Avg YoY Growth+47.7%
Median YoY Growth+33.3%
Gain (Loss) on Sales of Loans, Net at Other Companies
Frequently Asked Questions
- What is First Citizens BancShares's gain (loss) on sales of loans, net?
- First Citizens BancShares (FCNCA) reported gain (loss) on sales of loans, net of $5M in Q1 2026.
- How has First Citizens BancShares's gain (loss) on sales of loans, net changed year-over-year?
- First Citizens BancShares's gain (loss) on sales of loans, net increased by 150.0% year-over-year, from $2M to $5M.
- What is the long-term trend for First Citizens BancShares's gain (loss) on sales of loans, net?
- Over 2 years (2021 to 2025), First Citizens BancShares's gain (loss) on sales of loans, net has grown at a -20.2% compound annual growth rate (CAGR), from $33M to $21M.
- What does gain (loss) on sales of loans, net mean?
- Profit or loss made from selling loans to other investors.