Discontinued — last reported Q4 '15

Other

Net gains/(losses) on sales of loans

First Citizens BancShares Net gains/(losses) on sales of loans decreased by 44.4% to $5.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 150.0%, from $2.00M to $5.00M. Over 2 years (FY 2021 to FY 2025), Net gains/(losses) on sales of loans shows a downward trend with a -20.2% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementIncome Statement
SectionOther
CategoryProfitability
SignalHigher is better
VolatilityVolatile
First reportedQ1 2015
Last reportedQ4 2015

How to read this metric

A gain indicates successful portfolio management and favorable market conditions, while a loss may signal deteriorating credit quality or unfavorable market pricing.

Detailed definition

This metric represents the net realized gain or loss resulting from the sale of loan portfolios to third-party investors...

Peer comparison

Common in fintech and banking firms that originate loans and sell them to manage balance sheet risk.

Metric ID: other_gain_loss_on_sales_of_loans_net

Historical Data

17 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q1 '24Q3 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$11.00M$7.00M$6.00M$3.00M$3.00M$0.00$16.00M$1.00M-$2.00M-$2.00M$3.00M$4.00M$2.00M$2.00M$8.00M$9.00M$5.00M
QoQ Change-36.4%-14.3%-50.0%+0.0%-100.0%-93.8%-300.0%+0.0%+250.0%+33.3%-50.0%+0.0%+300.0%+12.5%-44.4%
YoY Change-72.7%-100.0%+166.7%-66.7%-166.7%+200.0%+300.0%-33.3%+100.0%+150.0%
Range-$2.00M$16.00M
CAGR-17.9%
Avg YoY Growth+47.7%
Median YoY Growth+33.3%

Frequently Asked Questions

What is First Citizens BancShares's net gains/(losses) on sales of loans?
First Citizens BancShares (FCNCA) reported net gains/(losses) on sales of loans of $5.00M in Q1 2026.
How has First Citizens BancShares's net gains/(losses) on sales of loans changed year-over-year?
First Citizens BancShares's net gains/(losses) on sales of loans increased by 150.0% year-over-year, from $2.00M to $5.00M.
What is the long-term trend for First Citizens BancShares's net gains/(losses) on sales of loans?
Over 2 years (2021 to 2025), First Citizens BancShares's net gains/(losses) on sales of loans has grown at a -20.2% compound annual growth rate (CAGR), from $33.00M to $21.00M.
What does net gains/(losses) on sales of loans mean?
The net profit or loss generated from selling loan assets to other financial institutions.