First Citizens BancShares Interest Income (Expense), after Provision for Credit Loss decreased by 7.1% to $1.55B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 2.7%, from $1.51B to $1.55B. Over 3 years (FY 2021 to FY 2025), Interest Income (Expense), after Provision for Credit Loss shows an upward trend with a 64.0% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
A higher value indicates stronger profitability after accounting for the inherent risks of the lending business.
This metric represents the net interest income adjusted for the provision for credit losses. It provides a clearer view...
Used by analysts to evaluate 'risk-adjusted' net interest income across different banking institutions.
other_interest_income_expense_after_provision_for_credit_loss| Q2 '21 | Q3 '21 | Q4 '21 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $356.75M | $356.75M | $356.75M | $735.00M | $723.00M | $67.00M | $1.81B | $1.80B | $1.66B | $1.75B | $1.73B | $1.68B | $1.55B | $1.51B | $1.58B | $1.54B | $1.67B | $1.55B |
| QoQ Change | — | +0.0% | +0.0% | +106.0% | -1.6% | -90.7% | >999% | -0.7% | -7.6% | +5.5% | -1.5% | -2.7% | -7.4% | -2.9% | +4.7% | -2.3% | +8.1% | -7.1% |
| YoY Change | — | — | — | +106.0% | +102.7% | — | — | +144.6% | +129.9% | >999% | -4.6% | -6.6% | -6.5% | -13.9% | -8.5% | -8.1% | +7.3% | +2.7% |
| Segment | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 |
|---|---|---|---|---|---|---|---|---|
| General Bank | — | — | $654.00M | — | — | — | $683.00M | $730.00M |
| SVB Commercial | — | — | $576.00M | — | — | — | $559.00M | $533.00M |
| Commercial Bank | — | — | $89.00M | — | — | — | $257.00M | $245.00M |
| Rail | -$22.00M | -$28.00M | -$33.00M | -$40.00M | -$42.00M | -$43.00M | -$45.00M | -$48.00M |
| Commercial Banking | $182.00M | $185.00M | $89.00M | $117.00M | $107.00M | $256.00M | — | — |
| General Banking | $529.00M | $539.00M | $585.00M | $618.00M | $620.00M | $663.00M | — | — |
| Silicon Valley Banking | $0.00 | $37.00M | $710.00M | $579.00M | $549.00M | $524.00M | — | — |
| Total | $723.00M | $67.00M | $1.81B | $1.80B | $1.66B | $1.75B | $1.73B | $1.68B |
Commercial Bank, Commercial Banking, General Bank, General Banking, Rail, Silicon Valley Banking, SVB Commercial were previously reported and have since been discontinued or reclassified. Only currently active segments are shown in the chart.