First Citizens BancShares FCNCA Ratios & Valuation
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 96.4%-2.7pp | 99.1%-5.3pp | 104.4%-2.0pp | 106.4%-2.0pp | 108.3%-0.2pp | |
| Free cash flow margin | 99.3%+0.8pp | 98.5%-3.0pp | 101.5%+2.1pp | 99.4%+2.1pp | 97.3%-7.2pp | |
| Returns | ||||||
| Return on equity | 41.2%-1.3pp | 42.5%-2.9pp | 45.3%-1.6pp | 46.9%-2.1pp | 49%-1.6pp | |
| Return on assets | 4%-0.2pp | 4.2%-0.3pp | 4.5%-0.2pp | 4.7%-0.2pp | 4.9%-0.1pp | |
| Efficiency | ||||||
| Asset turnover | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 6.8×-0.2× | 7×-0.1× | 7×+0.1× | 6.9×0.0× | 6.8×0.0× | |
| Debt-to-assets | 0.6×0.0× | 0.7×0.0× | 0.7×0.0× | 0.7×0.0× | 0.7×0.0× | |
| Per Share | ||||||
| Book value per share | $6,954.60+3.1% | $6,748.02+2.4% | $6,587.51+1.9% | $6,464.38+2.2% | $6,327.19+2.3% | |
| Valuation | ||||||
| Market capitalization | $97.47B-2.8% | $100.26B-2.8% | $103.13B-3.4% | $106.77B+0.8% | $105.88B+1.3% | |
| Enterprise value | $243.49B-3.1% | $251.26B-1.6% | $255.27B-0.8% | $257.35B+0.6% | $255.82B+0.8% | |
| Price / earnings | 42.5×0.0× | 42.5×+1.5× | 41.1×-0.4× | 41.5×+1.5× | 39.9×+1.1× | |
| Price / sales | 10.2×-0.3× | 10.5×-0.2× | 10.7×-0.3× | 11×+0.2× | 10.8×+0.3× | |
| Price / book | 4.4×-0.1× | 4.5×-0.1× | 4.6×-0.1× | 4.8×0.0× | 4.7×0.0× | |
| EV / sales | 25.5×-0.8× | 26.3×-0.3× | 26.6×0.0× | 26.6×+0.4× | 26.2×+0.5× | |
| Free cash flow yield | 39%+1.4pp | 37.6%-0.4pp | 38%+1.9pp | 36.1%0.0pp | 36.1%-4.0pp | |
| Earnings yield | 37.9%0.0pp | 37.9%-1.1pp | 39%+0.4pp | 38.6%-1.6pp | 40.2%-1.2pp | |
| Dividend yield | 2.7%+0.1pp | 2.6%+0.1pp | 2.5%+0.1pp | 2.4%+0.1pp | 2.3%+0.1pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do First Citizens BancShares's ratios come from?
- Every ratio is computed from First Citizens BancShares's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
