When did Financial Institutions report Q3 2024 earnings?

Financial Institutions (FISI) reported Q3 2024 earnings on October 24, 2024 after market close.

What were Financial Institutions's Q3 2024 revenue and EPS?

Financial Institutions reported revenue of $49.7M and eps of $0.84 for Q3 2024.

Did Financial Institutions beat estimates in Q3 2024?

Revenue beat the consensus estimate of $42.2M by $7.6M. EPS beat the consensus estimate of $0.76 by $0.08.

Where can I find Financial Institutions's Q3 2024 SEC filings?

You can read the 10-Q periodic report (0000950170-24-120679) directly on SEC EDGAR. The filing index links above go to sec.gov.

Financial Institutions FISI Q3 2024 earnings

Reported October 24, 2024 · After market close

Revenue$49.7MBeat by $7.6M

EPS$0.84Beat by $0.08

Revenue estimate$42.2M

EPS estimate$0.76

Next report

Oct 22, 2026 (in 3 months)

Revenue estimate$66.1M

EPS estimate$1.01

Financials

Q3 2024

Income statement

See full

Revenue$50.1M-3.9%

Net income$13.5M-4.0%

EPS (diluted)$0.84-4.5%

Balance sheet

See full

Cash & equivalents$249.6M+29.9%

Total debt$213.0M-6.8%

Total equity$500.3M+22.4%

Total assets$6.2B+0.3%

Cash flow

See full

Operating cash flow$2.1M-95.1%

CapEx$2.4M+382%

Free cash flow--100%

Valuation & ratios

Valuation

as of 09/30/24

See full

Market cap$394.08M+52.0%

Enterprise value$357.47M+20.9%

P/E7.7×+2.8×

P/S1.8×+0.6×

Profitability

See full

Net margin23%-1.7pp

Returns & leverage

See full

Return on equity11.2%-1.9pp

Debt / equity0.4×-0.1×

Versus estimates

Revenue

Q2 2026$64.3MBeat by $774.0K Q1 2026$62.7MMiss by $97.0K Q4 2025$64.1MBeat by $1.1M Q3 2025$63.6MBeat by $595.0K Q2 2025$59.4MMiss by $1.0M Q1 2025$56.6MMiss by $567.3K

Diluted EPS

Q2 2026$1.04Beat by $0.11 Q1 2026$1.04Beat by $0.12 Q4 2025$0.96Beat by $0.01 Q3 2025$0.99Beat by $0.05 Q2 2025$0.85Miss by $0.03 Q1 2025$0.81Beat by $0.07

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Questions, answered.

When did Financial Institutions report Q3 2024 earnings?: Financial Institutions (FISI) reported Q3 2024 earnings on October 24, 2024 after market close.
What were Financial Institutions's Q3 2024 revenue and EPS?: Financial Institutions reported revenue of $49.7M and eps of $0.84 for Q3 2024.
Did Financial Institutions beat estimates in Q3 2024?: Revenue beat the consensus estimate of $42.2M by $7.6M. EPS beat the consensus estimate of $0.76 by $0.08.
Where can I find Financial Institutions's Q3 2024 SEC filings?: You can read the 10-Q periodic report (0000950170-24-120679) directly on SEC EDGAR. The filing index links above go to sec.gov.