When did Financial Institutions report Q4 2024 earnings?

Financial Institutions (FISI) reported Q4 2024 earnings on January 30, 2025 after market close.

What were Financial Institutions's Q4 2024 revenue and EPS?

Financial Institutions reported revenue of -$13.8M and eps of $0.54 for Q4 2024.

Did Financial Institutions beat estimates in Q4 2024?

Revenue missed the consensus estimate of $51.9M by $65.6M. EPS missed the consensus estimate of $0.74 by $0.20.

Where can I find Financial Institutions's Q4 2024 SEC filings?

You can read the 10-K periodic report (0000950170-25-037918) directly on SEC EDGAR. The filing index links above go to sec.gov.

Financial Institutions FISI Q4 2024 Annual earnings

Reported January 30, 2025 · After market close

Revenue-$13.8MMiss by $65.6M

EPS$0.54Miss by $0.20

Revenue estimate$51.9M

EPS estimate$0.74

Next report

Oct 22, 2026 (in 3 months)

Revenue estimate$66.1M

EPS estimate$1.01

Financials

Q4 2024

Income statement

See full

Net income-$82.8M-947%

EPS (diluted)-$5.32-987%

Balance sheet

See full

Cash & equivalents$966.0K-19.6%

Total debt$355.6M-32.7%

Total equity$569.0M+25.1%

Total assets$6.1B-0.7%

Cash flow

See full

Operating cash flow$27.0M—

CapEx$403.0K-67.8%

Free cash flow$26.6M—

Valuation & ratios

Valuation

as of 12/31/24

See full

Market cap$531.46M+62.0%

Enterprise value$886.1M+3.6%

Returns & leverage

See full

Return on equity-8.1%-19.8pp

Debt / equity0.6×-0.5×

Versus estimates

Revenue

Q2 2026$64.3MBeat by $774.0K Q1 2026$62.7MMiss by $97.0K Q4 2025$64.1MBeat by $1.1M Q3 2025$63.6MBeat by $595.0K Q2 2025$59.4MMiss by $1.0M Q1 2025$56.6MMiss by $567.3K

Diluted EPS

Q2 2026$1.04Beat by $0.11 Q1 2026$1.04Beat by $0.12 Q4 2025$0.96Beat by $0.01 Q3 2025$0.99Beat by $0.05 Q2 2025$0.85Miss by $0.03 Q1 2025$0.81Beat by $0.07

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Questions, answered.

When did Financial Institutions report Q4 2024 earnings?: Financial Institutions (FISI) reported Q4 2024 earnings on January 30, 2025 after market close.
What were Financial Institutions's Q4 2024 revenue and EPS?: Financial Institutions reported revenue of -$13.8M and eps of $0.54 for Q4 2024.
Did Financial Institutions beat estimates in Q4 2024?: Revenue missed the consensus estimate of $51.9M by $65.6M. EPS missed the consensus estimate of $0.74 by $0.20.
Where can I find Financial Institutions's Q4 2024 SEC filings?: You can read the 10-K periodic report (0000950170-25-037918) directly on SEC EDGAR. The filing index links above go to sec.gov.