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Financial Institutions FISI Time Deposits Above FDIC Insurance Limit

Time Deposits Above FDIC Insurance Limit at other companies

Capital City Bank Group logo
Capital City Bank GroupCCBG
Customers Bancorp logo
Customers BancorpCUBI

Other financials

Income statement

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Revenue$62.7M+9.5%
Net income$21.0M+24.3%
EPS (diluted)$1.04+28.4%

Balance sheet

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Cash & equivalents$85.5M-48.9%
Total debt$224.6M+5.7%
Total equity$631.7M+7.1%
Total assets$6.3B-0.7%

Cash flow

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Operating cash flow$23.7M+137%
CapEx$650.0K-20.3%
Free cash flow$23.0M+151%

Valuation

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Market cap$761.27M+53.9%
Enterprise value$900.46M+66.8%
P/E9.6×
P/S

Profitability

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Net margin31.5%
FCF margin33%-35.0pp

Returns & leverage

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Return on equity12.9%+10.1pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Financial Institutions in its filing.

Tagged under the XBRL concept us-gaap:TimeDepositsAtOrAboveFDICInsuranceLimit.

The official record: Financial Institutions’s 10-K, filed March 9, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Financial Institutions's time deposits above FDIC insurance limit?
Financial Institutions (FISI) reported time deposits above FDIC insurance limit of $394.2M in Q4 2025.
How has Financial Institutions's time deposits above FDIC insurance limit changed year-over-year?
Financial Institutions's time deposits above FDIC insurance limit increased by 20.0% year-over-year, from $328.4M to $394.2M.
What is the long-term trend for Financial Institutions's time deposits above FDIC insurance limit?
Over 4 years (2021 to 2025), Financial Institutions's time deposits above FDIC insurance limit has grown at a 21.3% compound annual growth rate (CAGR), from $182.3M to $394.2M.