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Financial Institutions FISI Operating Lease ROU Assets

Operating Lease ROU Assets at other companies

M&T Bank logo
M&T BankMTB
3.9%+0.3pp
Capital City Bank Group logo
Capital City Bank GroupCCBG
3.7%0.0pp
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$13.41M-2.9%
Center Bancorp logo
Center BancorpCNOB
$27.96M+103%
CTB
Community Trust BancorpCTBI
$11.15M-12.2%
First Commonwealth Financial logo
First Commonwealth FinancialFCF
3.9%+0.1pp

Other financials

Income statement

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Revenue$62.7M+9.5%
Net income$21.0M+24.3%
EPS (diluted)$1.04+28.4%

Balance sheet

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Cash & equivalents$85.5M-48.9%
Total debt$224.6M+5.7%
Total equity$631.7M+7.1%
Total assets$6.3B-0.7%

Cash flow

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Operating cash flow$23.7M+137%
CapEx$650.0K-20.3%
Free cash flow$23.0M+151%

Valuation

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Market cap$761.27M+53.9%
Enterprise value$900.46M+66.8%
P/E9.6×
P/S

Profitability

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Net margin31.5%
FCF margin33%-35.0pp

Returns & leverage

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Return on equity12.9%+10.1pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Financial Institutions in its filing.

Tagged under the XBRL concept us-gaap:OperatingLeaseWeightedAverageDiscountRatePercent.

The official record: Financial Institutions’s 10-Q, filed May 4, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Financial Institutions's operating lease ROU assets?
Financial Institutions (FISI) reported operating lease ROU assets of 4.4% in Q1 2026.
How has Financial Institutions's operating lease ROU assets changed year-over-year?
Financial Institutions's operating lease ROU assets increased by 11.7% year-over-year, from 3.9% to 4.4%.
What is the long-term trend for Financial Institutions's operating lease ROU assets?
Over 5 years (2020 to 2025), Financial Institutions's operating lease ROU assets has grown at a 2.8% compound annual growth rate (CAGR), from 3.8% to 4.4%.
What does operating lease ROU assets mean?
Right-of-use assets representing the lessee's right to use leased property over the lease term under ASC 842 operating lease classification.