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Financial Institutions FISI Net gains/(losses) on sales of loans

Net gains/(losses) on sales of loans at other companies

CTB
Community Trust BancorpCTBI
$51K+8.5%
KeyCorp logo
KeyCorpKEY
Farmers National Banc Corp logo
Farmers National Banc CorpFMNB
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
Center Bancorp logo
Center BancorpCNOB
First Commonwealth Financial logo
First Commonwealth FinancialFCF

Other financials

Income statement

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Revenue$62.7M+9.5%
Net income$21.0M+24.3%
EPS (diluted)$1.04+28.4%

Balance sheet

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Cash & equivalents$85.5M-48.9%
Total debt$224.6M+5.7%
Total equity$631.7M+7.1%
Total assets$6.3B-0.7%

Cash flow

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Operating cash flow$23.7M+137%
CapEx$650.0K-20.3%
Free cash flow$23.0M+151%

Valuation

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Market cap$761.27M+53.9%
Enterprise value$900.46M+66.8%
P/E9.6×
P/S

Profitability

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Net margin31.5%
FCF margin33%-35.0pp

Returns & leverage

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Return on equity12.9%+10.1pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Financial Institutions in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfLoansNet.

The official record: Financial Institutions’s 10-Q, filed May 4, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Financial Institutions's net gains/(losses) on sales of loans?
Financial Institutions (FISI) reported net gains/(losses) on sales of loans of $125K in Q1 2026.
How has Financial Institutions's net gains/(losses) on sales of loans changed year-over-year?
Financial Institutions's net gains/(losses) on sales of loans increased by 6.8% year-over-year, from $117K to $125K.
What is the long-term trend for Financial Institutions's net gains/(losses) on sales of loans?
Over 4 years (2021 to 2025), Financial Institutions's net gains/(losses) on sales of loans has grown at a -29.3% compound annual growth rate (CAGR), from $2.95M to $737K.
What does net gains/(losses) on sales of loans mean?
This metric measures the net profit or loss realized from selling loan assets to secondary market buyers. It serves as an indicator of the bank's strategy to manage balance sheet liquidity and generate fee-based income through loan origination and distribution.