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Financial Institutions FISI Mortgage Servicing Assets Valuation Allowance

Mortgage Servicing Assets Valuation Allowance at other companies

Dime Community Bancshares
 logo
Dime Community Bancshares DCOM
$328K+16.3%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$0
Camden National logo
Camden NationalCAC
$0
John Wiley & Sons, Inc. logo
John Wiley & Sons, Inc.WLYB
$6.5M-51.4%
Alerus Financial Corporation logo
Alerus Financial CorporationALRS
$6.62M-10.0%
SPF
South Plains Financial, Inc.SPFI
$208K+92.6%

Other financials

Income statement

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Revenue$62.7M+9.5%
Net income$21.0M+24.3%
EPS (diluted)$1.04+28.4%

Balance sheet

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Cash & equivalents$85.5M-48.9%
Total debt$224.6M+5.7%
Total equity$631.7M+7.1%
Total assets$6.3B-0.7%

Cash flow

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Operating cash flow$23.7M+137%
CapEx$650.0K-20.3%
Free cash flow$23.0M+151%

Valuation

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Market cap$761.27M+54.0%
Enterprise value$900.46M+66.9%
P/E9.6×
P/S

Profitability

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Net margin31.5%
FCF margin33%-35.0pp

Returns & leverage

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Return on equity12.9%+10.1pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Financial Institutions in its filing.

Tagged under the XBRL concept fisi:MortgageServicingAssetsValuationAllowance.

The official record: Financial Institutions’s 10-K, filed March 9, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Financial Institutions's mortgage servicing assets valuation allowance?
Financial Institutions (FISI) reported mortgage servicing assets valuation allowance of $83K in Q4 2025.
How has Financial Institutions's mortgage servicing assets valuation allowance changed year-over-year?
Financial Institutions's mortgage servicing assets valuation allowance increased by 43.1% year-over-year, from $58K to $83K.
What is the long-term trend for Financial Institutions's mortgage servicing assets valuation allowance?
Over 5 years (2020 to 2025), Financial Institutions's mortgage servicing assets valuation allowance has grown at a 8.2% compound annual growth rate (CAGR), from $56K to $83K.
What does mortgage servicing assets valuation allowance mean?
The cumulative valuation allowance established to account for the impairment of mortgage servicing assets due to changes in market conditions, such as interest rate fluctuations or prepayment speeds. This metric reflects the institution's estimate of the reduction in the fair value of its servicing rights. A higher allowance indicates increased pressure on the carrying value of these intangible assets.