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First Mid Bancshares, Inc. FMBH Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

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Commerce BancsharesCBSH
$8.06B+7.2%
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PNC Financial ServicesPNC
$99.3B+7.5%
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First Financial BanksharesFFIN
$3.39B+0.9%
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Mid Penn BancorpMPB
$933.5M+18.4%
CTB
Community Trust BancorpCTBI
$1.26B+2.2%
HBT
HBT Financial, Inc.HBT
$1.34B+25.9%

Other financials

Income statement

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Revenue$97.2M+15.4%
Net income$26.3M+18.7%
EPS (diluted)$1.06+14.0%

Balance sheet

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Cash & equivalents$477.0M+137%
Total debt$14.0M-2.1%
Total equity$1.1B+23.6%
Total assets$9.3B+22.7%

Cash flow

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Operating cash flow$25.1M-47.6%
CapEx$2.0M+1.6%
Free cash flow$23.1M-49.7%

Valuation

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Market cap$1.27B+49.3%
Enterprise value$804.37M+21.6%
P/E13.2×+2.7×
P/S3.5×+0.9×

Profitability

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Net margin26.5%+2.0pp
FCF margin27.9%-13.9pp

Returns & leverage

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Return on equity9.8%+0.2pp
Debt / equity0.0×

Where this comes from

Reported directly by First Mid Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDepositLiabilities.

The official record: First Mid Bancshares, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Mid Bancshares, Inc.'s noninterest-bearing deposits?
First Mid Bancshares, Inc. (FMBH) reported noninterest-bearing deposits of $1.49B in Q1 2026.
How has First Mid Bancshares, Inc.'s noninterest-bearing deposits changed year-over-year?
First Mid Bancshares, Inc.'s noninterest-bearing deposits increased by 6.8% year-over-year, from $1.39B to $1.49B.
What is the long-term trend for First Mid Bancshares, Inc.'s noninterest-bearing deposits?
Over 5 years (2020 to 2025), First Mid Bancshares, Inc.'s noninterest-bearing deposits has grown at a 8.2% compound annual growth rate (CAGR), from $936.93M to $1.39B.
What does noninterest-bearing deposits mean?
These are demand deposit accounts that do not pay interest to the depositor, providing the bank with a low-cost source of funding. A higher proportion of these deposits generally improves the bank's net interest margin by reducing interest expense. They are a critical component of core deposit funding for community banking operations.