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Current Liabilities

Noninterest-bearing deposits

PNC Financial Services Noninterest-bearing deposits increased by 8.2% to $99.3B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 7.5%, from $92.37B to $99.3B. Over 5 years (FY 2020 to FY 2025), Noninterest-bearing deposits shows a downward trend with a -4.0% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementBalance Sheet Statement
SectionCurrent Liabilities
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ4 2014
Last reportedQ1 2026May 5, 2026
Parent metricDeposits

How to read this metric

Higher levels indicate a strong, low-cost funding base, which improves profitability in rising interest rate environments.

Detailed definition

Customer deposits held in demand accounts that do not pay interest to the depositor. These are a low-cost source of fund...

Peer comparison

A key metric for assessing the quality and cost-efficiency of a bank's deposit franchise.

Metric ID: fin_deposits_noninterest_bearing

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$154.19B$156.31B$155.18B$150.8B$146.44B$138.42B$124.49B$118.01B$110.53B$105.67B$101.29B$98.06B$94.54B$94.59B$92.64B$92.37B$93.25B$91.21B$91.75B$99.3B
QoQ Change+1.4%-0.7%-2.8%-2.9%-5.5%-10.1%-5.2%-6.3%-4.4%-4.2%-3.2%-3.6%+0.0%-2.1%-0.3%+1.0%-2.2%+0.6%+8.2%
YoY Change-5.0%-11.4%-19.8%-21.7%-24.5%-23.7%-18.6%-16.9%-14.5%-10.5%-8.5%-5.8%-1.4%-3.6%-1.0%+7.5%
% of Deposits34.0%34.8%33.9%33.5%33.2%31.6%28.5%27.0%25.9%24.9%24.0%23.0%22.7%22.3%21.7%21.8%21.9%21.1%20.8%21.7%
Share Change+0.8pp-0.9pp-0.4pp-0.3pp-1.6pp-3.1pp-1.5pp-1.2pp-0.9pp-0.9pp-1.0pp-0.3pp-0.4pp-0.6pp+0.1pp+0.0pp-0.8pp-0.3pp+0.9pp
Range$91.21B$156.31B
CAGR-8.8%
Avg YoY Growth-11.2%
Median YoY Growth-11.0%
Current Streak2 quarters growth

Frequently Asked Questions

What is PNC Financial Services's noninterest-bearing deposits?
PNC Financial Services (PNC) reported noninterest-bearing deposits of $99.3B in Q1 2026.
How has PNC Financial Services's noninterest-bearing deposits changed year-over-year?
PNC Financial Services's noninterest-bearing deposits increased by 7.5% year-over-year, from $92.37B to $99.3B.
What is the long-term trend for PNC Financial Services's noninterest-bearing deposits?
Over 5 years (2020 to 2025), PNC Financial Services's noninterest-bearing deposits has grown at a -4.0% compound annual growth rate (CAGR), from $112.64B to $91.75B.
What does noninterest-bearing deposits mean?
Customer money held in accounts that earn no interest for the customer.