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M&T Bank MTB Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

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F.N.B. CorporationFNB
$10.06B+1.9%
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KeyCorpKEY
$27.6B-3.0%
Truist Financial logo
Truist FinancialTFC
$104.34B-2.0%
Fulton Financial logo
Fulton FinancialFULT
$5.33B-1.9%
Union Bankshares logo
Union BanksharesUNB
$216.85M-0.2%
PNC Financial Services logo
PNC Financial ServicesPNC
$99.36B+6.5%

Other financials

Income statement

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Revenue$2.5B+5.7%
Net income$818.0M+14.2%
EPS (diluted)$5.32+25.5%

Balance sheet

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Cash & equivalents$16.3B-28.2%
Total debt$26.8B+97.7%
Total equity$27.9B-2.0%
Total assets$219.26B+3.6%

Cash flow

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Operating cash flow$1.0B+59.4%
CapEx$96.0M+284%
Free cash flow$916.0M+50.2%

Valuation

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Market cap$35.7B+22.7%
P/E11.8×+1.0×
P/S3.6×+0.5×

Profitability

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Net margin30.4%+1.8pp
FCF margin32.2%-5.2pp

Returns & leverage

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Return on equity10.7%+1.3pp
Debt / equity+0.5×

Where this comes from

Reported directly by M&T Bank in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDepositLiabilities.

The source filing: M&T Bank’s 8-K, filed July 15, 2026. Open the filing →

Filed
Jul 15, 2026, 6:02 AM EDT
Accession
0000036270-26-000046

FAQ

What is M&T Bank's noninterest-bearing deposits?
M&T Bank (MTB) reported noninterest-bearing deposits of $48.3B in Q2 2026.
How has M&T Bank's noninterest-bearing deposits changed year-over-year?
M&T Bank's noninterest-bearing deposits increased by 1.7% year-over-year, from $47.49B to $48.3B.
What is the long-term trend for M&T Bank's noninterest-bearing deposits?
Over 5 years (2020 to 2025), M&T Bank's noninterest-bearing deposits has grown at a -0.5% compound annual growth rate (CAGR), from $47.57B to $46.51B.
What does noninterest-bearing deposits mean?
Noninterest-bearing deposits are demand deposit accounts that do not pay interest to the customer, providing the bank with a low-cost source of funding. These deposits are highly sensitive to customer liquidity needs and are a key driver of the bank's net interest margin. A high proportion of these deposits is a competitive advantage in rising interest rate environments.

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